Icd cobalt xt dr MRI is1 df1 at Dominican Hospital

1555 Soquel Dr, Santa Cruz, CA · CommonSpirit Health · · NPI 1427181007

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$61,531.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$136,736.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,515.86 with Central California Alliance for Health vs $34,163.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Central California Alliance for Health Medicaid|All Plans $7,515.86 ↓ -88%
United Commercial|Non-Options PPO $16,056.61 ↓ -74%
United Commercial|All Other Plans $16,739.87 ↓ -73%
United Commercial|HMO $17,081.50 ↓ -72%
Health Net Commercial|Community Care $19,131.28 ↓ -69%
United Commercial|Options PPO $21,522.69 ↓ -65%
Kaiser Commercial|All Plans $22,205.95 ↓ -64%
Health Net Commercial|Care Product $23,230.84 ↓ -62%
Health Net Commercial|Blue Gold $23,572.47 ↓ -62%
Western Growers Commercial|All Plans $23,914.10 ↓ -61%
Health Net Commercial|All Other Plans $25,963.88 ↓ -58%
Cigna Commercial|LocalPlus $26,647.14 ↓ -57%
Healthsmart Commercial|All Plans $27,330.40 ↓ -56%
Blue Shield CA Commercial|Exchange $27,672.03 ↓ -55%
Cigna Commercial|All Other Plans $28,355.29 ↓ -54%
First Health Commercial|All Plans $29,038.55 ↓ -53%
Multiplan Commercial|All Plans $29,038.55 ↓ -53%
Blue Shield CA Commercial|ACO Trio $30,063.44 ↓ -51%
Blue Shield CA Commercial|All Other Plans $30,746.70 ↓ -50%
BCBS - Anthem Commercial|All Other Plans $31,429.96 ↓ -49%
BCBS - Anthem Commercial|MCS $31,429.96 ↓ -49%
Aetna Commercial|HMO $34,163.00 ↓ -44%
Aetna Commercial|PPO $34,163.00 ↓ -44%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00
Queen of The Valley Medical Center Napa $45,326.25 not published

All California hospitals for this procedure →