Icd cobalt xt dr MRI is1 df1 at St. John's Camarillo Hospital

2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$54,116.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$123,554.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7,408.80 with Ventura HP vs $28,709.10 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Ventura HP Commercial|All Plans $7,408.80 ↓ -86%
Gold Coast Health Plan Medicaid|All Plans $8,026.20 ↓ -85%
Clinicas Commercial|All Plans $8,334.90 ↓ -85%
Clinicas Medicaid|All Plans $8,334.90 ↓ -85%
BCBS - Anthem Commercial|DignityHealth $8,334.90 ↓ -85%
Health Net Commercial|Care Product $13,582.80 ↓ -75%
Cigna Commercial|PPO $13,891.50 ↓ -74%
Cigna Commercial|All Other Plans $13,891.50 ↓ -74%
Health Net Commercial|All Other Plans $14,200.20 ↓ -74%
Western Growers Commercial|All Plans $15,435.00 ↓ -71%
BCBS - Anthem Commercial|Exchange $16,669.80 ↓ -69%
United Commercial|HMO $17,287.20 ↓ -68%
Kaiser Commercial|All Plans $19,139.40 ↓ -65%
Blue Shield CA Commercial|EPN $20,682.90 ↓ -62%
First Health Commercial|All Plans $20,682.90 ↓ -62%
United Medicare|Sea View $21,609.00 ↓ -60%
Sea View Commercial|All Plans $21,609.00 ↓ -60%
SeaView Medicare|All Plans $21,609.00 ↓ -60%
Aetna Medicare|Sea View $21,609.00 ↓ -60%
Blue Shield CA Medicare|Sea View $21,609.00 ↓ -60%
United Commercial|Non-Options PPO $23,769.90 ↓ -56%
MultiPlan Commercial|All Plans $24,078.60 ↓ -56%
United Commercial|All Other Plans $25,622.10 ↓ -53%
United Commercial|Navigate $25,622.10 ↓ -53%
BCBS - Anthem Commercial|HMO Non MCS $28,091.70 ↓ -48%
BCBS - Anthem Commercial|MCS $28,091.70 ↓ -48%
BCBS - Anthem Commercial|HMO $28,091.70 ↓ -48%
BCBS - Anthem Commercial|Non-MCS $28,091.70 ↓ -48%
BCBS - Anthem Commercial|PPO Non MCS $28,091.70 ↓ -48%
Blue Shield CA Commercial|FFS $28,400.40 ↓ -48%
Aetna Commercial|All Plans $28,709.10 ↓ -47%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00
Queen of The Valley Medical Center Napa $45,326.25 not published
Providence St Joseph Hospital Eureka Eureka $26,277.75 not published

All California hospitals for this procedure →