Icd cobalt xt dr MRI is1 df1 at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$38,266.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$103,145.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,575.00 with Kern Health System vs $32,585.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kern Health System Medicaid|> 21 $8,575.00 ↓ -78%
Kern Health System Medicaid|< 21 $8,575.00 ↓ -78%
Health Net Medicaid|GemCare $10,633.00 ↓ -72%
Health Net Medicaid|Non-GemCare $10,633.00 ↓ -72%
Health Net Commercial|Community Care PPO $13,377.00 ↓ -65%
CHN Sun View Commercial|All Plans $13,720.00 ↓ -64%
Health Net Commercial|Care Product $15,092.00 ↓ -61%
United Commercial|All Other Plans $16,464.00 ↓ -57%
United Commercial|Options PPO $16,464.00 ↓ -57%
United Commercial|Non-Options PPO $16,807.00 ↓ -56%
United Commercial|HMO $17,150.00 ↓ -55%
Western Growers Commercial|All Plans $17,150.00 ↓ -55%
HPN Commercial|All Plans $17,493.00 ↓ -54%
Health Net Commercial|FFS $18,179.00 ↓ -52%
BCBS - Anthem Commercial|Exchange $23,667.00 ↓ -38%
Blue Shield CA Commercial|Exchange $23,667.00 ↓ -38%
First Health Commercial|All Plans $24,010.00 ↓ -37%
Cigna Commercial|PPO $25,382.00 ↓ -34%
Cigna Commercial|All Other Plans $25,382.00 ↓ -34%
Healthsmart Commercial|All Plans $26,068.00 ↓ -32%
MultiPlan Commercial|All Plans $27,440.00 ↓ -28%
Blue Shield CA Commercial|All Other Plans $30,184.00 ↓ -21%
Aetna Commercial|HMO $30,870.00 ↓ -19%
BCBS - Anthem Commercial|MCS $32,585.00 ↓ -15%
BCBS - Anthem Commercial|All Other Plans $32,585.00 ↓ -15%
Aetna Commercial|PPO $32,585.00 ↓ -15%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Queen of The Valley Medical Center Napa $45,326.25 not published
Providence St Joseph Hospital Eureka Eureka $26,277.75 not published

All California hospitals for this procedure →