Icd cobalt xt dr MRI is1 df1 at French Hospital
1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452
$44,031.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$112,325.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5,865.30 with Health Net vs $30,252.60 with MultiPlan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Commercial|FFS | $5,865.30 | ↓ -87% |
| CenCal | Medicaid|< 21 | $7,100.10 | ↓ -84% |
| CenCal | Medicaid|> 21 | $7,100.10 | ↓ -84% |
| MHS HSPCC | Commercial|All Plans | $8,334.90 | ↓ -81% |
| United | Commercial|HMO | $15,435.00 | ↓ -65% |
| Western Growers | Commercial|All Plans | $15,435.00 | ↓ -65% |
| United | Commercial|Non-Options PPO | $16,052.40 | ↓ -64% |
| United | Commercial|All Other Plans | $18,213.30 | ↓ -59% |
| Cigna | Commercial|PPO | $18,522.00 | ↓ -58% |
| Cigna | Commercial|All Other Plans | $18,522.00 | ↓ -58% |
| Kaiser | Commercial|All Plans | $19,139.40 | ↓ -57% |
| Aetna | Commercial|Gatekeeper | $22,226.40 | ↓ -50% |
| Aetna | Commercial|Non-Gatekeeper | $24,078.60 | ↓ -45% |
| First Health | Commercial|All Plans | $26,239.50 | ↓ -40% |
| Healthsmart | Commercial|All Plans | $26,239.50 | ↓ -40% |
| BCBS - Anthem | Commercial|MCS | $28,091.70 | ↓ -36% |
| BCBS - Anthem | Commercial|Non-MCS | $28,400.40 | ↓ -35% |
| Blue Shield CA | Commercial|FFS | $29,017.80 | ↓ -34% |
| Blue Shield CA | Commercial|Exchange | $29,017.80 | ↓ -34% |
| MultiPlan | Commercial|All Plans | $30,252.60 | ↓ -31% |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $54,116.66 | $7,408.80 – $24,078.60 |
| Banner Lassen Medical Center | Susanville | $91,604.36 | $26,938.64 – $63,732.88 |
| Petaluma Valley Hospital | Petaluma | $69,309.00 | not published |
| Arroyo Grande Hospital | Santa Maria | $48,075.10 | $7,100.10 – $30,252.60 |
| Mercy Hospitals – Bakersfield | Bakersfield | $38,266.80 | $8,575.00 – $30,870.00 |
| Bakersfield Memorial Hospital | Bakersfield | $41,639.82 | $8,575.00 – $33,271.00 |
| Queen of The Valley Medical Center | Napa | $45,326.25 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $26,277.75 | not published |