Icd cobalt xt dr MRI is1 df1 at Bakersfield Memorial Hospital

420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41,639.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$113,460.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,575.00 with Kern Health System vs $34,300.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kern Health System Medicaid|> 21 $8,575.00 ↓ -79%
BCBS - Anthem Medicaid|All Plans $8,575.00 ↓ -79%
Kern Health System Medicaid|< 21 $8,575.00 ↓ -79%
Health Net Medicaid|GemCare $11,319.00 ↓ -73%
Health Net Medicaid|Non-GemCare $11,319.00 ↓ -73%
CHN Sun View Commercial|All Plans $13,720.00 ↓ -67%
Health Net Commercial|Exchange $13,720.00 ↓ -67%
Health Net Commercial|Care Product $16,121.00 ↓ -61%
United Commercial|HMO $16,464.00 ↓ -60%
Western Growers Commercial|All Plans $17,150.00 ↓ -59%
HPN Commercial|All Plans $17,493.00 ↓ -58%
United Commercial|Non-Options PPO $17,836.00 ↓ -57%
Health Net Commercial|All Other Plans $19,551.00 ↓ -53%
United Commercial|Options PPO $19,894.00 ↓ -52%
United Commercial|All Other Plans $19,894.00 ↓ -52%
Blue Shield CA Commercial|Exchange $22,638.00 ↓ -46%
BCBS - Anthem Commercial|PremerTiered $22,638.00 ↓ -46%
First Health Commercial|All Plans $24,010.00 ↓ -42%
Cigna Commercial|All Other Plans $25,382.00 ↓ -39%
Cigna Commercial|PPO $25,382.00 ↓ -39%
Healthsmart Commercial|All Plans $26,068.00 ↓ -37%
MultiPlan Commercial|All Plans $27,097.00 ↓ -35%
BCBS - Anthem Commercial|Exchange $27,440.00 ↓ -34%
Blue Shield CA Commercial|All Other Plans $30,870.00 ↓ -26%
BCBS - Anthem Commercial|All Other Plans $31,899.00 ↓ -23%
BCBS - Anthem Commercial|MCS $31,899.00 ↓ -23%
Aetna Commercial|HMO $33,271.00 ↓ -20%
Aetna Commercial|PPO $34,300.00 ↓ -18%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Queen of The Valley Medical Center Napa $45,326.25 not published
Providence St Joseph Hospital Eureka Eureka $26,277.75 not published

All California hospitals for this procedure →