Icd cobalt xt dr MRI is1 df1 at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$41,639.82
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$113,460.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8,575.00 with Kern Health System vs $34,300.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kern Health System | Medicaid|> 21 | $8,575.00 | ↓ -79% |
| BCBS - Anthem | Medicaid|All Plans | $8,575.00 | ↓ -79% |
| Kern Health System | Medicaid|< 21 | $8,575.00 | ↓ -79% |
| Health Net | Medicaid|GemCare | $11,319.00 | ↓ -73% |
| Health Net | Medicaid|Non-GemCare | $11,319.00 | ↓ -73% |
| CHN Sun View | Commercial|All Plans | $13,720.00 | ↓ -67% |
| Health Net | Commercial|Exchange | $13,720.00 | ↓ -67% |
| Health Net | Commercial|Care Product | $16,121.00 | ↓ -61% |
| United | Commercial|HMO | $16,464.00 | ↓ -60% |
| Western Growers | Commercial|All Plans | $17,150.00 | ↓ -59% |
| HPN | Commercial|All Plans | $17,493.00 | ↓ -58% |
| United | Commercial|Non-Options PPO | $17,836.00 | ↓ -57% |
| Health Net | Commercial|All Other Plans | $19,551.00 | ↓ -53% |
| United | Commercial|Options PPO | $19,894.00 | ↓ -52% |
| United | Commercial|All Other Plans | $19,894.00 | ↓ -52% |
| Blue Shield CA | Commercial|Exchange | $22,638.00 | ↓ -46% |
| BCBS - Anthem | Commercial|PremerTiered | $22,638.00 | ↓ -46% |
| First Health | Commercial|All Plans | $24,010.00 | ↓ -42% |
| Cigna | Commercial|All Other Plans | $25,382.00 | ↓ -39% |
| Cigna | Commercial|PPO | $25,382.00 | ↓ -39% |
| Healthsmart | Commercial|All Plans | $26,068.00 | ↓ -37% |
| MultiPlan | Commercial|All Plans | $27,097.00 | ↓ -35% |
| BCBS - Anthem | Commercial|Exchange | $27,440.00 | ↓ -34% |
| Blue Shield CA | Commercial|All Other Plans | $30,870.00 | ↓ -26% |
| BCBS - Anthem | Commercial|All Other Plans | $31,899.00 | ↓ -23% |
| BCBS - Anthem | Commercial|MCS | $31,899.00 | ↓ -23% |
| Aetna | Commercial|HMO | $33,271.00 | ↓ -20% |
| Aetna | Commercial|PPO | $34,300.00 | ↓ -18% |
Visitor-reported prices
Comments
Icd cobalt xt dr MRI is1 df1 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $38,266.80 | $8,575.00 – $30,870.00 |
| St. John's Camarillo Hospital | Camarillo | $54,116.66 | $7,408.80 – $24,078.60 |
| Banner Lassen Medical Center | Susanville | $91,604.36 | $26,938.64 – $63,732.88 |
| Petaluma Valley Hospital | Petaluma | $69,309.00 | not published |
| Arroyo Grande Hospital | Santa Maria | $48,075.10 | $7,100.10 – $30,252.60 |
| French Hospital | San Luis Obispo | $44,031.40 | $5,865.30 – $30,252.60 |
| Queen of The Valley Medical Center | Napa | $45,326.25 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $26,277.75 | not published |