Icd cobalt xt dr MRI is1 df1 at Community Hospital San Bernardino

1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$51,121.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130,745.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8,142.75 with PrimeCare vs $38,775.00 with SBMG — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
PrimeCare Medicare|All Plans $8,142.75 ↓ -84%
PrimeCare Commercial|All Plans $8,530.50 ↓ -83%
Molina Medicaid|All Plans $8,918.25 ↓ -83%
BCBS - Anthem Medicaid|All Plans $9,693.75 ↓ -81%
Care 1st Medicaid|All Plans $10,469.25 ↓ -80%
Blue Shield CA Commercial|Exchange $11,632.50 ↓ -77%
Blue Shield CA Commercial|All Other Plans $11,632.50 ↓ -77%
Aetna Commercial|Gatekeeper $13,959.00 ↓ -73%
BCBS - Anthem Commercial|MCS $15,897.75 ↓ -69%
BCBS - Anthem Commercial|All Other Plans $15,897.75 ↓ -69%
Health Net Commercial|EPPO $16,285.50 ↓ -68%
Aetna Commercial|Non-Gatekeeper $16,673.25 ↓ -67%
HPN Medicare|Senior $17,061.00 ↓ -67%
Cigna Commercial|All Other Plans $17,061.00 ↓ -67%
Cigna Commercial|PPO $17,061.00 ↓ -67%
Inland Empire Health Plan Medicaid|All Plans $17,448.75 ↓ -66%
HPN Commercial|All Plans $17,448.75 ↓ -66%
Health Net Commercial|Care Product $18,612.00 ↓ -64%
HPN Medicaid|All Plans $18,612.00 ↓ -64%
Health Net Commercial|All Other Plans $19,387.50 ↓ -62%
United Commercial|All Other Plans $19,775.25 ↓ -61%
United Commercial|HMO $21,326.25 ↓ -58%
Magellan Commercial|All Plans $23,265.00 ↓ -54%
Kaiser Commercial|All Plans $24,040.50 ↓ -53%
First Health Commercial|All Plans $27,142.50 ↓ -47%
Blue Shield CA Medicare|BlueShield Promise $29,081.25 ↓ -43%
MultiPlan Commercial|All Plans $31,020.00 ↓ -39%
Redlands Commercial|All Plans $38,775.00 ↓ -24%
SBMG Commercial|All Plans $38,775.00 ↓ -24%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
St. Bernardine Medical Center San Bernardino $43,538.09 $7,755.00 – $31,795.50
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00

All California hospitals for this procedure →