Kit ipg optimizer smart at Sequoia Hospital
170 Alameda de las Pulgas, Redwood City, CA · CommonSpirit Health · · NPI 1568646735
$48,153.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$132,291.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$27.50 with Brown Toland vs $120,265.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Brown Toland | Commercial|All Plans | $27.50 | ↓ -100% |
| Health Plan San Mateo | Medicaid|> 21 | $26,458.30 | ↓ -45% |
| Health Plan San Mateo | Medicaid|< 21 | $26,458.30 | ↓ -45% |
| Sutter Health | Commercial|All Plans | $30,066.25 | ↓ -38% |
| Connected Care | Commercial|Intel | $51,713.95 | ↑ +7% |
| Cigna | Commercial|All Plans | $60,132.50 | ↑ +25% |
| United | Commercial|HMO | $60,132.50 | ↑ +25% |
| Health Net | Commercial|Care Product | $72,159.00 | ↑ +50% |
| United | Commercial|All Other Plans | $74,564.30 | ↑ +55% |
| United | Commercial|Options PPO | $74,564.30 | ↑ +55% |
| Healthsmart | Commercial|All Plans | $81,780.20 | ↑ +70% |
| Health Net | Commercial|FFS | $84,185.50 | ↑ +75% |
| Kaiser | Commercial|All Plans | $92,604.05 | ↑ +92% |
| Multiplan | Commercial|All Plans | $98,617.30 | ↑ +105% |
| Aetna | Commercial|All Plans | $104,630.55 | ↑ +117% |
| Blue Shield CA | Commercial|ACO Trio | $109,441.15 | ↑ +127% |
| Blue Shield CA | Commercial|Exchange | $109,441.15 | ↑ +127% |
| Blue Shield CA | Commercial|All Other Plans | $109,441.15 | ↑ +127% |
| BCBS - Anthem | Commercial|MCS | $120,265.00 | ↑ +150% |
| BCBS - Anthem | Commercial|All Other Plans | $120,265.00 | ↑ +150% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $26,957.28 – $87,611.16 |
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Mercy Hospitals – Bakersfield | Bakersfield | $46,302.66 | $31,201.25 – $112,324.50 |
| Bakersfield Memorial Hospital | Bakersfield | $45,803.44 | $28,365.00 – $110,056.20 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $29,702.40 | not published |