Kit ipg optimizer smart at Sequoia Hospital

170 Alameda de las Pulgas, Redwood City, CA · CommonSpirit Health · · NPI 1568646735

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$48,153.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$132,291.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.50 with Brown Toland vs $120,265.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Brown Toland Commercial|All Plans $27.50 ↓ -100%
Health Plan San Mateo Medicaid|> 21 $26,458.30 ↓ -45%
Health Plan San Mateo Medicaid|< 21 $26,458.30 ↓ -45%
Sutter Health Commercial|All Plans $30,066.25 ↓ -38%
Connected Care Commercial|Intel $51,713.95 ↑ +7%
Cigna Commercial|All Plans $60,132.50 ↑ +25%
United Commercial|HMO $60,132.50 ↑ +25%
Health Net Commercial|Care Product $72,159.00 ↑ +50%
United Commercial|All Other Plans $74,564.30 ↑ +55%
United Commercial|Options PPO $74,564.30 ↑ +55%
Healthsmart Commercial|All Plans $81,780.20 ↑ +70%
Health Net Commercial|FFS $84,185.50 ↑ +75%
Kaiser Commercial|All Plans $92,604.05 ↑ +92%
Multiplan Commercial|All Plans $98,617.30 ↑ +105%
Aetna Commercial|All Plans $104,630.55 ↑ +117%
Blue Shield CA Commercial|ACO Trio $109,441.15 ↑ +127%
Blue Shield CA Commercial|Exchange $109,441.15 ↑ +127%
Blue Shield CA Commercial|All Other Plans $109,441.15 ↑ +127%
BCBS - Anthem Commercial|MCS $120,265.00 ↑ +150%
BCBS - Anthem Commercial|All Other Plans $120,265.00 ↑ +150%

Visitor-reported prices

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Kit ipg optimizer smart at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $49,197.04 $26,957.28 – $87,611.16
Petaluma Valley Hospital Petaluma $79,825.20 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $23,486.22 – $100,071.72
French Hospital San Luis Obispo $40,028.69 $19,401.66 – $100,071.72
Mercy Hospitals – Bakersfield Bakersfield $46,302.66 $31,201.25 – $112,324.50
Bakersfield Memorial Hospital Bakersfield $45,803.44 $28,365.00 – $110,056.20
Queen of The Valley Medical Center Napa $79,825.20 not published
Providence St Joseph Hospital Eureka Eureka $29,702.40 not published

All California hospitals for this procedure →