Kit ipg optimizer smart at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$45,803.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$124,805.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28,365.00 with Kern Health System vs $113,460.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kern Health System | Medicaid|> 21 | $28,365.00 | ↓ -38% |
| BCBS - Anthem | Medicaid|All Plans | $28,365.00 | ↓ -38% |
| Kern Health System | Medicaid|< 21 | $28,365.00 | ↓ -38% |
| Health Net | Medicaid|GemCare | $37,441.80 | ↓ -18% |
| Health Net | Medicaid|Non-GemCare | $37,441.80 | ↓ -18% |
| CHN Sun View | Commercial|All Plans | $45,384.00 | ↓ -1% |
| Health Net | Commercial|Exchange | $45,384.00 | ↓ -1% |
| Health Net | Commercial|Care Product | $53,326.20 | ↑ +16% |
| United | Commercial|HMO | $54,460.80 | ↑ +19% |
| Western Growers | Commercial|All Plans | $56,730.00 | ↑ +24% |
| HPN | Commercial|All Plans | $57,864.60 | ↑ +26% |
| United | Commercial|Non-Options PPO | $58,999.20 | ↑ +29% |
| Health Net | Commercial|All Other Plans | $64,672.20 | ↑ +41% |
| United | Commercial|Options PPO | $65,806.80 | ↑ +44% |
| United | Commercial|All Other Plans | $65,806.80 | ↑ +44% |
| Blue Shield CA | Commercial|Exchange | $74,883.60 | ↑ +63% |
| BCBS - Anthem | Commercial|PremerTiered | $74,883.60 | ↑ +63% |
| First Health | Commercial|All Plans | $79,422.00 | ↑ +73% |
| Cigna | Commercial|All Other Plans | $83,960.40 | ↑ +83% |
| Cigna | Commercial|PPO | $83,960.40 | ↑ +83% |
| Healthsmart | Commercial|All Plans | $86,229.60 | ↑ +88% |
| MultiPlan | Commercial|All Plans | $89,633.40 | ↑ +96% |
| BCBS - Anthem | Commercial|Exchange | $90,768.00 | ↑ +98% |
| Blue Shield CA | Commercial|All Other Plans | $102,114.00 | ↑ +123% |
| BCBS - Anthem | Commercial|All Other Plans | $105,517.80 | ↑ +130% |
| BCBS - Anthem | Commercial|MCS | $105,517.80 | ↑ +130% |
| Aetna | Commercial|HMO | $110,056.20 | ↑ +140% |
| Aetna | Commercial|PPO | $113,460.00 | ↑ +148% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $46,302.66 | $31,201.25 – $112,324.50 |
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $26,957.28 – $87,611.16 |
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $29,702.40 | not published |
| Healdsburg Hospital | Healdsburg | $34,476.00 | not published |