Kit ipg optimizer smart at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
$49,197.04
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$112,322.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$26,957.28 with Ventura HP vs $104,459.46 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Ventura HP | Commercial|All Plans | $26,957.28 | ↓ -45% |
| Gold Coast Health Plan | Medicaid|All Plans | $29,203.72 | ↓ -41% |
| Clinicas | Commercial|All Plans | $30,326.94 | ↓ -38% |
| Clinicas | Medicaid|All Plans | $30,326.94 | ↓ -38% |
| BCBS - Anthem | Commercial|DignityHealth | $30,326.94 | ↓ -38% |
| Health Net | Commercial|Care Product | $49,421.68 | ↑ +0% |
| Cigna | Commercial|PPO | $50,544.90 | ↑ +3% |
| Cigna | Commercial|All Other Plans | $50,544.90 | ↑ +3% |
| Health Net | Commercial|All Other Plans | $51,668.12 | ↑ +5% |
| Western Growers | Commercial|All Plans | $56,161.00 | ↑ +14% |
| BCBS - Anthem | Commercial|Exchange | $60,653.88 | ↑ +23% |
| United | Commercial|HMO | $62,900.32 | ↑ +28% |
| Kaiser | Commercial|All Plans | $69,639.64 | ↑ +42% |
| Blue Shield CA | Commercial|EPN | $75,255.74 | ↑ +53% |
| First Health | Commercial|All Plans | $75,255.74 | ↑ +53% |
| United | Medicare|Sea View | $78,625.40 | ↑ +60% |
| Sea View | Commercial|All Plans | $78,625.40 | ↑ +60% |
| SeaView | Medicare|All Plans | $78,625.40 | ↑ +60% |
| Aetna | Medicare|Sea View | $78,625.40 | ↑ +60% |
| Blue Shield CA | Medicare|Sea View | $78,625.40 | ↑ +60% |
| United | Commercial|Non-Options PPO | $86,487.94 | ↑ +76% |
| MultiPlan | Commercial|All Plans | $87,611.16 | ↑ +78% |
| United | Commercial|All Other Plans | $93,227.26 | ↑ +89% |
| United | Commercial|Navigate | $93,227.26 | ↑ +89% |
| BCBS - Anthem | Commercial|HMO Non MCS | $102,213.02 | ↑ +108% |
| BCBS - Anthem | Commercial|MCS | $102,213.02 | ↑ +108% |
| BCBS - Anthem | Commercial|HMO | $102,213.02 | ↑ +108% |
| BCBS - Anthem | Commercial|Non-MCS | $102,213.02 | ↑ +108% |
| BCBS - Anthem | Commercial|PPO Non MCS | $102,213.02 | ↑ +108% |
| Blue Shield CA | Commercial|FFS | $103,336.24 | ↑ +110% |
| Aetna | Commercial|All Plans | $104,459.46 | ↑ +112% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Mercy Hospitals – Bakersfield | Bakersfield | $46,302.66 | $31,201.25 – $112,324.50 |
| Bakersfield Memorial Hospital | Bakersfield | $45,803.44 | $28,365.00 – $110,056.20 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $29,702.40 | not published |
| Healdsburg Hospital | Healdsburg | $34,476.00 | not published |