Kit ipg optimizer smart at SAN JOAQUIN COMMUNITY HOSPITAL
3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508
$13,642.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$90,948.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11,701.00 with BLUE CROSS EXCHANGE vs $108,319.07 with HEALTHNET MCAL — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS EXCHANGE | BLUE CROSS EXCHANGE | $11,701.00 | ↓ -14% |
| BLUE CROSS NON-MCS - ALL OTHER PLANS | BLUE CROSS NON-MCS - ALL OTHER PLANS | $13,001.00 | ↓ -5% |
| BLUE CROSS MCS | BLUE CROSS MCS | $15,602.00 | ↑ +14% |
| BC MEDI-CAL | BC MEDI-CAL | $22,737.00 | ↑ +67% |
| UHC HMO | UHC HMO | $24,656.00 | ↑ +81% |
| UHC JLL CSP | UHC JLL CSP | $27,475.39 | ↑ +101% |
| UHC ALL PAYER - ALL OTHER PLANS | UHC ALL PAYER - ALL OTHER PLANS | $28,921.46 | ↑ +112% |
| BLUE SHIELD EPN | BLUE SHIELD EPN | $29,649.05 | ↑ +117% |
| BLUE SHIELD HMO/POS - ALL OTHER PLANS | BLUE SHIELD HMO/POS - ALL OTHER PLANS | $32,923.18 | ↑ +141% |
| BLUE SHIELD EPO/PPO | BLUE SHIELD EPO/PPO | $32,923.18 | ↑ +141% |
| KERN HEALTH SYSTEMS MCAL | KERN HEALTH SYSTEMS MCAL | $37,288.68 | ↑ +173% |
| GEM CARE- ALL PLANS | GEM CARE- ALL PLANS | $40,926.60 | ↑ +200% |
| HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS | HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS | $41,581.43 | ↑ +205% |
| HERITAGE/HPN COMM | HERITAGE/HPN COMM | $43,018.40 | ↑ +215% |
| AETNA- ALL PLANS | AETNA- ALL PLANS | $44,109.78 | ↑ +223% |
| KERN LEGACY HP EPO - ALL OTHER PLANS | KERN LEGACY HP EPO - ALL OTHER PLANS | $45,474.00 | ↑ +233% |
| KERN LEGACY SHARE SELECT | KERN LEGACY SHARE SELECT | $45,474.00 | ↑ +233% |
| COUNTY OF KERN - ALL PLANS | COUNTY OF KERN - ALL PLANS | $45,474.00 | ↑ +233% |
| WESTERN GROWERS/PINNACLE- ALL PLANS | WESTERN GROWERS/PINNACLE- ALL PLANS | $46,747.27 | ↑ +243% |
| CIGNA- ALL OTHER PLANS | CIGNA- ALL OTHER PLANS | $53,386.48 | ↑ +291% |
| CIGNA HMO/OPEN ACCESS | CIGNA HMO/OPEN ACCESS | $53,386.48 | ↑ +291% |
| FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS | FIRST HEALTH/COVENTRY IP/OP ONLY- ALL PLANS | $54,568.80 | ↑ +300% |
| PHCS IP/OP ONLY-ALL PLANS | PHCS IP/OP ONLY-ALL PLANS | $59,116.20 | ↑ +333% |
| INTERPLAN IP/OP ONLY-ALL PLANS | INTERPLAN IP/OP ONLY-ALL PLANS | $63,663.60 | ↑ +367% |
| INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS | INTEGRATED HEALTH PLAN IP/OP ONLY-ALL PLANS | $72,758.40 | ↑ +433% |
| AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS | AFFILIATED HEALTH FUNDS IP/OP ONLY-ALL PLANS | $72,758.40 | ↑ +433% |
| THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS | THREE RIVERS PROVIDER NETWORK IP/OP ONLY-ALL PLANS | $72,758.40 | ↑ +433% |
| BEECH STREET IP/OP ONLY- ALL PLANS | BEECH STREET IP/OP ONLY- ALL PLANS | $77,305.80 | ↑ +467% |
| GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS | GALAXY HEALTH NETWORK IP/OP ONLY- ALL PLANS | $81,853.20 | ↑ +500% |
| KAISER MCAL IP/OP ONLY | KAISER MCAL IP/OP ONLY | $90,948.00 | ↑ +567% |
| MEDI-CAL | MEDI-CAL | $90,948.00 | ↑ +567% |
| HEALTHNET MCAL | HEALTHNET MCAL | $108,319.07 | ↑ +694% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $46,302.66 | $31,201.25 – $112,324.50 |
| Bakersfield Memorial Hospital | Bakersfield | $45,803.44 | $28,365.00 – $110,056.20 |
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $26,957.28 – $87,611.16 |
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $29,702.40 | not published |