Kit ipg optimizer smart at Mercy Hospitals – Bakersfield
2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661
$46,302.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$124,805.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$31,201.25 with Kern Health System vs $118,564.75 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kern Health System | Medicaid|> 21 | $31,201.25 | ↓ -33% |
| Kern Health System | Medicaid|< 21 | $31,201.25 | ↓ -33% |
| Health Net | Medicaid|GemCare | $38,689.55 | ↓ -16% |
| Health Net | Medicaid|Non-GemCare | $38,689.55 | ↓ -16% |
| Health Net | Commercial|Community Care PPO | $48,673.95 | ↑ +5% |
| CHN Sun View | Commercial|All Plans | $49,922.00 | ↑ +8% |
| Health Net | Commercial|Care Product | $54,914.20 | ↑ +19% |
| United | Commercial|All Other Plans | $59,906.40 | ↑ +29% |
| United | Commercial|Options PPO | $59,906.40 | ↑ +29% |
| United | Commercial|Non-Options PPO | $61,154.45 | ↑ +32% |
| United | Commercial|HMO | $62,402.50 | ↑ +35% |
| Western Growers | Commercial|All Plans | $62,402.50 | ↑ +35% |
| HPN | Commercial|All Plans | $63,650.55 | ↑ +37% |
| Health Net | Commercial|FFS | $66,146.65 | ↑ +43% |
| BCBS - Anthem | Commercial|Exchange | $86,115.45 | ↑ +86% |
| Blue Shield CA | Commercial|Exchange | $86,115.45 | ↑ +86% |
| First Health | Commercial|All Plans | $87,363.50 | ↑ +89% |
| Cigna | Commercial|PPO | $92,355.70 | ↑ +99% |
| Cigna | Commercial|All Other Plans | $92,355.70 | ↑ +99% |
| Healthsmart | Commercial|All Plans | $94,851.80 | ↑ +105% |
| MultiPlan | Commercial|All Plans | $99,844.00 | ↑ +116% |
| Blue Shield CA | Commercial|All Other Plans | $109,828.40 | ↑ +137% |
| Aetna | Commercial|HMO | $112,324.50 | ↑ +143% |
| BCBS - Anthem | Commercial|MCS | $118,564.75 | ↑ +156% |
| BCBS - Anthem | Commercial|All Other Plans | $118,564.75 | ↑ +156% |
| Aetna | Commercial|PPO | $118,564.75 | ↑ +156% |
Visitor-reported prices
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Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bakersfield Memorial Hospital | Bakersfield | $45,803.44 | $28,365.00 – $110,056.20 |
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $26,957.28 – $87,611.16 |
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $29,702.40 | not published |
| Healdsburg Hospital | Healdsburg | $34,476.00 | not published |