Icd cobalt xt dr MRI is1 df1 at Mercy Medical Center Merced
333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191
$23,372.76
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$45,384.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,155.60 with Health Net vs $13,720.00 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|All Plans | $3,155.60 | ↓ -86% |
| BCBS - Anthem | Medicaid|> 21 | $3,430.00 | ↓ -85% |
| BCBS - Anthem | Medicaid|< 21 | $3,430.00 | ↓ -85% |
| Healthsmart | Commercial|All Plans | $6,174.00 | ↓ -74% |
| Central California Alliance for Health | Medicaid|All Plans | $7,546.00 | ↓ -68% |
| Health Net | Commercial|Care Product | $7,820.40 | ↓ -67% |
| United | Commercial|HMO | $8,369.20 | ↓ -64% |
| Cigna | Commercial|PPO | $8,918.00 | ↓ -62% |
| Western Growers | Commercial|All Plans | $8,918.00 | ↓ -62% |
| Cigna | Commercial|All Other Plans | $8,918.00 | ↓ -62% |
| Health Net | Commercial|FFS | $9,055.20 | ↓ -61% |
| Kaiser | Commercial|All Plans | $9,466.80 | ↓ -59% |
| United | Commercial|Non-Options PPO | $10,152.80 | ↓ -57% |
| BCBS - Anthem | Commercial|Exchange | $10,427.20 | ↓ -55% |
| First Health | Commercial|All Plans | $10,976.00 | ↓ -53% |
| United | Commercial|Options PPO | $10,976.00 | ↓ -53% |
| United | Commercial|All Other Plans | $11,250.40 | ↓ -52% |
| Blue Shield CA | Commercial|Exchange | $11,936.40 | ↓ -49% |
| Blue Shield CA | Commercial|All Other Plans | $12,073.60 | ↓ -48% |
| MultiPlan | Commercial|All Plans | $12,896.80 | ↓ -45% |
| Aetna | Commercial|All Other Plans | $13,171.20 | ↓ -44% |
| Aetna | Commercial|HMO | $13,171.20 | ↓ -44% |
| Aetna | Commercial|PPO | $13,171.20 | ↓ -44% |
| BCBS - Anthem | Commercial|All Other Plans | $13,720.00 | ↓ -41% |
| BCBS - Anthem | Commercial|MCS | $13,720.00 | ↓ -41% |
Visitor-reported prices
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Icd cobalt xt dr MRI is1 df1 at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $54,116.66 | $7,408.80 – $24,078.60 |
| Banner Lassen Medical Center | Susanville | $91,604.36 | $26,938.64 – $63,732.88 |
| Petaluma Valley Hospital | Petaluma | $69,309.00 | not published |
| Arroyo Grande Hospital | Santa Maria | $48,075.10 | $7,100.10 – $30,252.60 |
| French Hospital | San Luis Obispo | $44,031.40 | $5,865.30 – $30,252.60 |
| Mercy Hospitals – Bakersfield | Bakersfield | $38,266.80 | $8,575.00 – $30,870.00 |
| Bakersfield Memorial Hospital | Bakersfield | $41,639.82 | $8,575.00 – $33,271.00 |
| Queen of The Valley Medical Center | Napa | $45,326.25 | not published |