Icd cobalt xt dr MRI is1 df1 at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$55,945.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$143,820.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,265.25 with WCMG vs $38,387.25 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $4,265.25 ↓ -92%
Kaiser Medicare|All Plans $8,918.25 ↓ -84%
Kaiser Commercial|All Plans $8,918.25 ↓ -84%
Kaiser Medicaid|All Plans $8,918.25 ↓ -84%
BCBS - Anthem Medicaid|All Plans $9,306.00 ↓ -83%
Partnership Health Plan Medicaid|All Plans $9,693.75 ↓ -83%
Molina Medicaid|All Plans $10,081.50 ↓ -82%
Health Net Medicaid|All Plans $11,244.75 ↓ -80%
California Health & Wellness Medicaid|All Plans $11,244.75 ↓ -80%
Health Net Commercial|EPPO $15,510.00 ↓ -72%
Cigna Commercial|LocalPlus $15,510.00 ↓ -72%
Cigna Commercial|All Other Plans $20,550.75 ↓ -63%
United Commercial|Non-Options PPO $24,816.00 ↓ -56%
Western Health Advantage Commercial|All Plans $25,203.75 ↓ -55%
United Commercial|HMO $25,591.50 ↓ -54%
United Commercial|All Other Plans $26,367.00 ↓ -53%
Blue Shield CA Commercial|ACO Trio $27,142.50 ↓ -51%
Healthsmart Commercial|All Plans $29,081.25 ↓ -48%
Health Net Commercial|FFS $29,081.25 ↓ -48%
First Health Commercial|All Plans $29,081.25 ↓ -48%
BCBS - Anthem Commercial|Connection EPO $30,632.25 ↓ -45%
Sutter Health Commercial|All Plans $31,020.00 ↓ -45%
MultiPlan Commercial|All Plans $31,795.50 ↓ -43%
Blue Shield CA Commercial|Exchange $32,958.75 ↓ -41%
Blue Shield CA Commercial|ACO Trio CalPers $32,958.75 ↓ -41%
Blue Shield CA Commercial|HMO $34,897.50 ↓ -38%
Blue Shield CA Commercial|All Other Plans $34,897.50 ↓ -38%
Blue Shield CA Commercial|PPO Tandem $34,897.50 ↓ -38%
Blue Shield CA Commercial|CalPers $35,673.00 ↓ -36%
Aetna Commercial|PPO $37,224.00 ↓ -33%
Aetna Commercial|All Other Plans $37,224.00 ↓ -33%
Aetna Commercial|HMO $37,224.00 ↓ -33%
BCBS - Anthem Commercial|MCS $38,387.25 ↓ -31%
BCBS - Anthem Commercial|All Other Plans $38,387.25 ↓ -31%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Banner Lassen Medical Center Susanville $91,604.36 $26,938.64 – $63,732.88
Petaluma Valley Hospital Petaluma $69,309.00 not published
Arroyo Grande Hospital Santa Maria $48,075.10 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $44,031.40 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $38,266.80 $8,575.00 – $30,870.00
Bakersfield Memorial Hospital Bakersfield $41,639.82 $8,575.00 – $33,271.00
Queen of The Valley Medical Center Napa $45,326.25 not published

All California hospitals for this procedure →