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Aqua therapy w/exercise/ea 15 min 97113 at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$137.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$229.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.56 with UPMC Health Plan vs $156.64 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $10.56 ↓ -92%
Geisinger Medicaid/CHIP $10.56 ↓ -92%
UPMC Health Plan CHIP $10.56 ↓ -92%
Highmark Wholecare (prev Gateway) Medicaid $10.70 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC) $10.82 ↓ -92%
AmeriHealth Caritas Medicaid $10.82 ↓ -92%
United Healthcare Community Plan for Families PA Medicaid $12.29 ↓ -91%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $16.36 ↓ -88%
UPMC Health Plan Managed Medicare $17.70 ↓ -87%
Highmark Wholecare (prev Gateway) Medicare $17.70 ↓ -87%
AmeriHealth Caritas Medicare $18.23 ↓ -87%
Cigna Medicare $18.59 ↓ -86%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $19.12 ↓ -86%
UPMC Work Partners Workers Comp $35.94 ↓ -74%
United Healthcare Medicare $36.75 ↓ -73%
Three Rivers Provider Network All $44.09 ↓ -68%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $46.28 ↓ -66%
Aetna PEBTF Custom Network $47.85 ↓ -65%
UPMC Health Plan Commercial $51.45 ↓ -63%
Highmark BCBS of PA Managed Care - Social Mission $54.50 ↓ -60%
Aetna Commercial $56.29 ↓ -59%
Coventry/First Health Commercial $59.12 ↓ -57%
Wirerope Works Commercial $65.61 ↓ -52%
Aetna First Health $77.88 ↓ -43%
Geisinger Commercial $79.06 ↓ -42%
Coventry/First Health FH-Medical Rental $79.41 ↓ -42%
Cigna Commercial $80.83 ↓ -41%
Multiplan Auto $92.04 ↓ -33%
Multiplan PPO (Includes PHCS as a Payer) $92.04 ↓ -33%
America's Choice PPO $94.40 ↓ -31%
InterGroup PPO $94.40 ↓ -31%
Multiplan Worker's Compensation $112.10 ↓ -18%
United Healthcare Commercial $156.64 ↑ +14%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $126.60 $10.56 – $189.90
UPMC Passavant-McCandless Pittsburgh $146.40 $10.56 – $207.40
UPMC Presbyterian Pittsburgh $115.20 $10.56 – $163.20
UPMC Wellsboro Wellsboro $166.40 $10.56 – $96.30
UPMC Williamsport Williamsport $137.40 $10.56 – $183.20

All Pennsylvania hospitals for this procedure →