Aqua therapy w/exercise/ea 15 min 97113 at UPMC Kane

4372 Route 6, Kane, PA · UPMC · · NPI 146763537

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$72.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$120.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.56 with UPMC Health Plan vs $2,701.44 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $10.56 ↓ -85%
Aetna CHIP/Medicaid $10.56 ↓ -85%
United Healthcare Community Plan for Families Unison Kids $11.04 ↓ -85%
Geisinger Medicaid/CHIP $13.34 ↓ -81%
Highmark Wholecare (prev Gateway) Medicaid $14.24 ↓ -80%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $14.99 ↓ -79%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $16.36 ↓ -77%
UPMC Health Plan CHIP $42.00 ↓ -42%
Highmark BCBS of PA Together Blue Medicare Advantage $44.40 ↓ -38%
UPMC Health Plan Managed Medicare $44.40 ↓ -38%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage $44.40 ↓ -38%
Highmark BCBS of PA Freedom Blue Medicare Advantage $44.40 ↓ -38%
Highmark BCBS of PA Security Blue Medicare Advantage $44.40 ↓ -38%
Highmark Wholecare (prev Gateway) Medicare $45.66 ↓ -37%
Aetna of PA Medicare $46.18 ↓ -36%
United Healthcare Unison Advantage Non Special Needs $46.62 ↓ -35%
AmeriHealth Caritas Medicare $47.95 ↓ -33%
United Healthcare Unison Advantage Special Needs $48.84 ↓ -32%
UPMC Health Plan Partners/Select $52.39 ↓ -27%
UPMC Work Partners Workers Comp $55.93 ↓ -22%
United Healthcare Commercial $58.79 ↓ -18%
Focus Healthcare Workers Compensation $61.78 ↓ -14%
Cigna Commercial $84.00 ↑ +17%
Horizon Health Plan Commercial $84.00 ↑ +17%
Multiplan Auto/PPO/Worker's Compensation $90.00 ↑ +25%
Health Coalition Partners PPO $96.00 ↑ +33%
InterGroup Commercial $96.00 ↑ +33%
Focus Healthcare Disability/PPO/Auto $114.00 ↑ +58%
Highmark BCBS of PA Commercial - Social Mission Indemnity $154.77 ↑ +115%
Highmark BCBS of PA Managed Care - Social Mission $154.77 ↑ +115%
UPMC Health Plan Commercial $168.17 ↑ +134%
Highmark BCBS of PA Managed Care $189.58 ↑ +163%
Highmark BCBS of PA Commercial - Indemnity $189.58 ↑ +163%
Cigna Medicare $2,701.44 ↑ +3652%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $126.00 $9.60 – $168.00
UPMC Carlisle Carlisle $69.60 $10.96 – $387.00
UPMC Cole Coudersport $98.40 $10.08 – $131.20
UPMC East Monroeville $110.40 $10.56 – $147.20
UPMC Hanover Hanover $69.60 $12.19 – $148.00
UPMC Lititz Lititz $48.00 $12.19 – $148.00
UPMC Memorial York $48.00 $12.19 – $148.00
UPMC Mercy Pittsburgh $126.60 $10.56 – $60.66

All Pennsylvania hospitals for this procedure →