Aqua therapy w/exercise/ea 15 min 97113 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$48.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$80.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.19 with Highmark Wholecare (prev Gateway) vs $387.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $12.19 ↓ -75%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $12.19 ↓ -75%
UPMC Health Plan Managed Medicaid $12.48 ↓ -74%
United Healthcare Community Plan for Families PA Medicaid $12.58 ↓ -74%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $13.08 ↓ -73%
Prime Net Managed Medicare $13.20 ↓ -73%
Geisinger Medicaid/CHIP $13.98 ↓ -71%
Capital Blue Cross Medicare Advantage $16.00 ↓ -67%
Keystone Health Plan Medicare Advantage $16.00 ↓ -67%
Highmark BCBS of PA Medicare $20.77 ↓ -57%
Aetna Medicare $25.48 ↓ -47%
Prime Net ACO/Legacy Commercial $32.80 ↓ -32%
Aetna ACO $33.04 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $38.16 ↓ -21%
Aetna Commercial $38.40 ↓ -20%
UPMC Work Partners Workers Comp $44.00 ↓ -8%
Geisinger Commercial $52.38 ↑ +9%
Wellspan Population Health Commercial $56.00 ↑ +17%
UPMC Health Plan Commercial $56.00 ↑ +17%
Prime Net FH-Medical Rental $59.60 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $68.00 ↑ +42%
UPMC Health Plan CHIP $86.63 ↑ +80%
United Healthcare Commercial $148.00 ↑ +208%
Capital Blue Cross CHIP $274.05 ↑ +471%
Keystone Health Plan Commercial $274.05 ↑ +471%
Capital Blue Cross Commercial $274.05 ↑ +471%
Cigna Commercial $387.00 ↑ +706%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $126.00 $9.60 – $168.00
UPMC Carlisle Carlisle $69.60 $10.96 – $387.00
UPMC Cole Coudersport $98.40 $10.08 – $131.20
UPMC East Monroeville $110.40 $10.56 – $147.20
UPMC Hanover Hanover $69.60 $12.19 – $148.00
UPMC Kane Kane $72.00 $10.56 – $154.77
UPMC Lititz Lititz $48.00 $12.19 – $148.00
UPMC Mercy Pittsburgh $126.60 $10.56 – $60.66

All Pennsylvania hospitals for this procedure →