Aqua therapy w/exercise/ea 15 min 97113 at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$98.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$164.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.08 with Aetna vs $152.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna CHIP/Medicaid $10.08 ↓ -90%
Geisinger Medicaid $13.34 ↓ -86%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $14.48 ↓ -85%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $16.36 ↓ -83%
Aetna Commercial $38.22 ↓ -61%
BCBS of Western NY Medicare Advantage $45.00 ↓ -54%
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $45.46 ↓ -54%
UPMC Health Plan Managed Medicare $45.92 ↓ -53%
AmeriHealth Caritas Medicare $45.92 ↓ -53%
United Healthcare Medicare $45.92 ↓ -53%
Humana Medicare $46.38 ↓ -53%
AmeriHealth Caritas Medicaid $47.07 ↓ -52%
AmeriHealth Caritas Community HealthChoices (CHC) $47.07 ↓ -52%
UPMC Health Plan Managed Medicaid $47.56 ↓ -52%
Cigna Medicare $48.22 ↓ -51%
UPMC Work Partners Workers Comp $48.77 ↓ -50%
PA Health & Wellness Allwell Medicare Advantage DSNP $49.59 ↓ -50%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $49.59 ↓ -50%
Aetna Medicare $50.02 ↓ -49%
Highmark Wholecare (prev Gateway) Medicaid $65.60 ↓ -33%
UPMC Health Plan CHIP $86.63 ↓ -12%
UPMC Health Plan Commercial $114.80 ↑ +17%
Highmark BCBS of PA Managed Care - Social Mission $115.74 ↑ +18%
Highmark BCBS of PA Commercial - Social Mission Indemnity $115.74 ↑ +18%
Geisinger Commercial $123.00 ↑ +25%
InterGroup PPO $131.20 ↑ +33%
Humana Commercial $131.20 ↑ +33%
Galaxy Health Plan Commercial $131.20 ↑ +33%
Multiplan Worker's Compensation $131.20 ↑ +33%
Multiplan PPO/Auto $131.20 ↑ +33%
Highmark BCBS of PA Managed Care $140.94 ↑ +43%
Highmark BCBS of PA Commercial - Indemnity $140.94 ↑ +43%
United Healthcare Commercial $152.00 ↑ +54%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $126.00 $9.60 – $168.00
UPMC Carlisle Carlisle $69.60 $10.96 – $387.00
UPMC East Monroeville $110.40 $10.56 – $147.20
UPMC Hanover Hanover $69.60 $12.19 – $148.00
UPMC Kane Kane $72.00 $10.56 – $154.77
UPMC Lititz Lititz $48.00 $12.19 – $148.00
UPMC Memorial York $48.00 $12.19 – $148.00
UPMC Mercy Pittsburgh $126.60 $10.56 – $60.66

All Pennsylvania hospitals for this procedure →