Aqua therapy w/exercise/ea 15 min 97113 at WellSpan Chambersburg Hospital

112 N. 7th St., Chambersburg, PA · Wellspan · · NPI 1902804552

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$133.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.00 with Health_Partners_Medicaid vs $434.00 with Blue_Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health_Partners_Medicaid All_Other_Plans $50.00 ↓ -63%
PA_Health_&_Wellness_Medicaid All_Plans $50.00 ↓ -63%
Highmark_Wholecare_Gateway_Medicaid All_Plans $50.00 ↓ -63%
Geisinger_Medicaid All_Plans $50.00 ↓ -63%
UPMC_Medicaid All_Plans $50.00 ↓ -63%
Amerihealth_Caritas_Medicaid All_Plans $56.80 ↓ -57%
UPMC UPMC_For_Kids $100.20 ↓ -25%
Aetna All_Plans $112.06 ↓ -16%
WellSpan_Capital_Blue_Cross All_Plans $120.24 ↓ -10%
Geisinger All_Plans $123.58 ↓ -8%
Cigna All_Plans $124.38 ↓ -7%
Aetna PPO_Plan $127.09 ↓ -5%
Cigna PPO_Plan $130.61 ↓ -2%
United_Healthcare All_Plans $156.81 ↑ +17%
First_Health_Network All_Plans $158.65 ↑ +19%
Blue_Cross Capital_Cares_4_kids $303.80 ↑ +127%
Blue_Cross All_Other_Plans $434.00 ↑ +225%

Visitor-reported prices

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Aqua therapy w/exercise/ea 15 min 97113 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $126.00 $9.60 – $168.00
UPMC Carlisle Carlisle $69.60 $10.96 – $387.00
UPMC Cole Coudersport $98.40 $10.08 – $131.20
UPMC East Monroeville $110.40 $10.56 – $147.20
UPMC Hanover Hanover $69.60 $12.19 – $148.00
UPMC Kane Kane $72.00 $10.56 – $154.77
UPMC Lititz Lititz $48.00 $12.19 – $148.00
UPMC Memorial York $48.00 $12.19 – $148.00

All Pennsylvania hospitals for this procedure →