Trim nail(s) at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$65.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
KARNA MEDICARE ADVANTAGE $12.96 ↓ -80%
AETNA MANAGED MEDICAID $23.94 ↓ -64%
CLOVER MEDICARE ADVANTAGE $32.40 ↓ -51%
SEOUL MEDICAL GROUP ALL PRODUCTS $37.26 ↓ -43%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $65.80 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $65.80 ↑ +0%
WELLCARE MANAGED MEDICAID $65.80 ↑ +0%
VACCN ALL PRODUCTS $65.80 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $69.09 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $70.41 ↑ +7%
AETNA MEDICARE ADVANTAGE $71.73 ↑ +9%
UNITED HEALTHCARE DSNP $78.97 ↑ +20%
BERGEN RISK ALL PRODUCTS $135.00 ↑ +105%
HORIZON OMNIA $137.52 ↑ +109%
AETNA ASA $140.94 ↑ +114%
CIGNA BH $144.00 ↑ +119%
MULTIPLAN - PHCS ALL PRODUCTS $153.00 ↑ +133%
AMERIHEALTH LOCAL HMO $155.79 ↑ +137%
QUALCARE PPO $158.40 ↑ +141%
QUALCARE HMO $158.40 ↑ +141%
HORIZON SHP $167.94 ↑ +155%
HORIZON HMO $169.56 ↑ +158%
HORIZON INDEMNITY $171.90 ↑ +161%
HORIZON PPO $173.88 ↑ +164%
AMERIHEALTH REGIONAL HMO $175.12 ↑ +166%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +1707%
HORIZON MANAGED MEDICAID $2,438.00 ↑ +3605%
OXFORD ALL PRODUCTS $2,761.00 ↑ +4096%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↑ +4330%
UNITED HEALTHCARE HMO $3,392.00 ↑ +5055%
QUALCARE WORKERS COMP $5,366.00 ↑ +8055%
HORIZON WORKERS COMP $6,415.00 ↑ +9649%
HORIZON PIP $6,602.00 ↑ +9933%
AETNA HMO $8,419.00 ↑ +12695%
AETNA PPO $8,419.00 ↑ +12695%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +14996%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Trim nail(s) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $57.65 $11.90 – $129.19
Jersey City Medical Center Jersey City $57.76 $12.60 – $139.20
Monmouth Medical Center Long Branch $60.82 $22.96 – $130.84
Bayshore Medical Center Holmdel $65.75 $65.75 – $78.90
Hackensack University Medical Center Hackensack $69.95 $12.96 – $73.45
Ocean University Medical Center Brick $64.92 $12.63 – $77.90
JFK Johnson Rehabilitation Institute (JRI) Edison $65.80 $12.96 – $65.80
Jersey Shore University Medical Center Neptune City $65.75 $12.63 – $78.90

All New-jersey hospitals for this procedure →