Trim nail(s) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$69.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$180.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.96 with KARNA vs $18,693.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $12.96 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $32.40 | ↓ -54% |
| AETNA | MANAGED MEDICAID | $45.18 | ↓ -35% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $51.48 | ↓ -26% |
| OPTUM HEALTH | MANAGED MEDICAID | $55.96 | ↓ -20% |
| WELLCARE | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| VACCN | ALL PRODUCTS | $69.95 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $69.95 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $69.95 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $70.74 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $73.45 | ↑ +5% |
| HORIZON | OMNIA | $117.88 | ↑ +69% |
| INTERGROUP | ALL PRODUCTS | $126.00 | ↑ +80% |
| BERGEN RISK | ALL PRODUCTS | $135.00 | ↑ +93% |
| HORIZON | PIP | $135.00 | ↑ +93% |
| CIGNA | BH | $144.00 | ↑ +106% |
| LHP HEALTH | ALL PRODUCTS | $147.60 | ↑ +111% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $153.00 | ↑ +119% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $153.00 | ↑ +119% |
| CHN | ALL PRODUCTS | $153.00 | ↑ +119% |
| QUALCARE | WORKERS COMP | $160.20 | ↑ +129% |
| QUALCARE | PPO | $160.20 | ↑ +129% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $162.00 | ↑ +132% |
| CIGNA | HMO | $163.69 | ↑ +134% |
| CIGNA | PPO | $163.69 | ↑ +134% |
| HORIZON | HMO | $171.43 | ↑ +145% |
| HORIZON | INDEMNITY | $172.31 | ↑ +146% |
| HORIZON | SHP | $173.41 | ↑ +148% |
| HORIZON | PPO | $175.54 | ↑ +151% |
| HORIZON | FEDERAL | $175.54 | ↑ +151% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +3800% |
| OXFORD | ALL PRODUCTS | $3,205.00 | ↑ +4482% |
| UNITED HEALTHCARE | HMO | $3,756.00 | ↑ +5270% |
| QUALCARE | HMO | $7,712.00 | ↑ +10925% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +11355% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +12629% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +23920% |
| AETNA | ASA | $18,693.00 | ↑ +26623% |
| AETNA | PPO | $18,693.00 | ↑ +26623% |
| AETNA | HMO | $18,693.00 | ↑ +26623% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Trim nail(s) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Medical Center | Toms River | $57.65 | $11.90 – $129.19 |
| Jersey City Medical Center | Jersey City | $57.76 | $12.60 – $139.20 |
| Monmouth Medical Center | Long Branch | $60.82 | $22.96 – $130.84 |
| Bayshore Medical Center | Holmdel | $65.75 | $65.75 – $78.90 |
| Ocean University Medical Center | Brick | $64.92 | $12.63 – $77.90 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $65.80 | $12.96 – $65.80 |
| Jersey Shore University Medical Center | Neptune City | $65.75 | $12.63 – $78.90 |
| Palisades Medical Center | North Bergen | $69.95 | $12.96 – $76.25 |