Trim nail(s) at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$57.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$278.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.60 with Horizon Blue Cross Blue Shield of New Jersey vs $4,174.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $12.60 ↓ -78%
Wellpoint NJ Family Care $25.79 ↓ -55%
United Healthcare Community Plan $60.67 ↑ +5%
Fidelis Care NJ Family Care $61.84 ↑ +7%
Aetna Better Health $66.46 ↑ +15%
Clover Health Medicare Advantage $69.95 ↑ +21%
Humana Medicare $69.95 ↑ +21%
Aetna Medicare $69.95 ↑ +21%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $69.95 ↑ +21%
Fidelis Care Medicare Advantage $69.95 ↑ +21%
Wellpoint Medicare Advantage $69.95 ↑ +21%
United Healthcare Medicare $71.35 ↑ +24%
Horizon Blue Cross Blue Shield of New Jersey Omnia $98.64 ↑ +71%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $117.06 ↑ +103%
Horizon Blue Cross Blue Shield of New Jersey Managed $119.21 ↑ +106%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $124.03 ↑ +115%
First Health Commercial $132.00 ↑ +129%
Emblem Health Commercial $132.91 ↑ +130%
Amerihealth Local Value $133.87 ↑ +132%
Amerihealth Regional Preferred $133.87 ↑ +132%
Wellcare Ambetter Health Commercial $139.20 ↑ +141%
Qualcare Inc PPO/WC $155.54 ↑ +169%
Qualcare Inc HMO/POS $155.54 ↑ +169%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $184.40 ↑ +219%
Horizon Blue Cross Blue Shield of New Jersey PIP $199.69 ↑ +246%
Cigna Local Plus $1,686.00 ↑ +2819%
Cigna HMO $2,142.00 ↑ +3608%
Cigna PPO $2,256.00 ↑ +3806%
United Healthcare Oxford Metro $2,445.00 ↑ +4133%
United Healthcare Nexus $2,751.00 ↑ +4663%
United Healthcare Oxford Commercial $2,877.00 ↑ +4881%
United Healthcare Commercial $3,236.00 ↑ +5502%
Aetna HMO $4,174.00 ↑ +7126%
Aetna PPO $4,174.00 ↑ +7126%

Visitor-reported prices

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Trim nail(s) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $57.65 $11.90 – $129.19
Monmouth Medical Center Long Branch $60.82 $22.96 – $130.84
Bayshore Medical Center Holmdel $65.75 $65.75 – $78.90
Hackensack University Medical Center Hackensack $69.95 $12.96 – $73.45
Ocean University Medical Center Brick $64.92 $12.63 – $77.90
JFK Johnson Rehabilitation Institute (JRI) Edison $65.80 $12.96 – $65.80
Jersey Shore University Medical Center Neptune City $65.75 $12.63 – $78.90
Palisades Medical Center North Bergen $69.95 $12.96 – $76.25

All New-jersey hospitals for this procedure →