Trim nail(s) at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$60.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$278.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.96 with Horizon Blue Cross Blue Shield of New Jersey vs $4,294.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $22.96 ↓ -62%
United Healthcare Community Plan $54.67 ↓ -10%
Fidelis Care NJ Family Care $55.72 ↓ -8%
Aetna Better Health $59.88 ↓ -2%
Wellpoint Medicare Advantage $65.75 ↑ +8%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $65.75 ↑ +8%
Aetna Medicare $65.75 ↑ +8%
Humana Medicare $65.75 ↑ +8%
Fidelis Care Medicare Advantage $65.75 ↑ +8%
Clover Health Medicare Advantage $65.75 ↑ +8%
Emblem Health Commercial $115.06 ↑ +89%
Wellpoint NJ Family Care $125.40 ↑ +106%
Horizon Blue Cross Blue Shield of New Jersey Omnia $126.76 ↑ +108%
Wellcare Ambetter Health Commercial $130.84 ↑ +115%
First Health Commercial $132.00 ↑ +117%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $144.03 ↑ +137%
Horizon Blue Cross Blue Shield of New Jersey Managed $152.63 ↑ +151%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $154.08 ↑ +153%
Amerihealth Local Value $164.20 ↑ +170%
Amerihealth Regional Preferred $164.20 ↑ +170%
Qualcare Inc HMO/POS $168.96 ↑ +178%
Qualcare Inc PPO/WC $180.18 ↑ +196%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $207.13 ↑ +241%
Horizon Blue Cross Blue Shield of New Jersey PIP $212.76 ↑ +250%
Cigna Local Plus $1,893.00 ↑ +3012%
Cigna HMO $2,405.00 ↑ +3854%
United Healthcare Oxford Metro $2,445.00 ↑ +3920%
Cigna PPO $2,533.00 ↑ +4065%
United Healthcare Nexus $2,751.00 ↑ +4423%
United Healthcare Oxford Commercial $2,877.00 ↑ +4630%
United Healthcare Commercial $3,236.00 ↑ +5221%
Aetna PPO $4,294.00 ↑ +6960%
Aetna HMO $4,294.00 ↑ +6960%

Visitor-reported prices

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Trim nail(s) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Community Medical Center Toms River $57.65 $11.90 – $129.19
Jersey City Medical Center Jersey City $57.76 $12.60 – $139.20
Bayshore Medical Center Holmdel $65.75 $65.75 – $78.90
Hackensack University Medical Center Hackensack $69.95 $12.96 – $73.45
Ocean University Medical Center Brick $64.92 $12.63 – $77.90
JFK Johnson Rehabilitation Institute (JRI) Edison $65.80 $12.96 – $65.80
Jersey Shore University Medical Center Neptune City $65.75 $12.63 – $78.90
Palisades Medical Center North Bergen $69.95 $12.96 – $76.25

All New-jersey hospitals for this procedure →