Cryopreserve stem cells at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$484.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,542.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$93.50 with KARNA vs $2,869.02 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $93.50 ↓ -81%
AETNA MANAGED MEDICAID $395.01 ↓ -18%
WELLCARE MANAGED MEDICAID $484.32 ↑ +0%
VACCN ALL PRODUCTS $484.32 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $484.32 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $484.32 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $508.53 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $518.22 ↑ +7%
AETNA MEDICARE ADVANTAGE $527.91 ↑ +9%
CLOVER MEDICARE ADVANTAGE $534.60 ↑ +10%
UNITED HEALTHCARE DSNP $581.18 ↑ +20%
SEOUL MEDICAL GROUP ALL PRODUCTS $614.79 ↑ +27%
AMERIHEALTH LOCAL HMO $1,456.08 ↑ +201%
AMERIHEALTH REGIONAL HMO $1,626.96 ↑ +236%
UNITED HEALTHCARE MANAGED MEDICAID $1,749.33 ↑ +261%
OXFORD ALL PRODUCTS $1,798.93 ↑ +271%
QUALCARE WORKERS COMP $1,975.05 ↑ +308%
CIGNA HMO $2,139.00 ↑ +342%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,227.50 ↑ +360%
BERGEN RISK ALL PRODUCTS $2,227.50 ↑ +360%
HORIZON OMNIA $2,269.08 ↑ +369%
HORIZON PIP $2,298.78 ↑ +375%
HORIZON WORKERS COMP $2,314.82 ↑ +378%
AETNA ASA $2,325.51 ↑ +380%
CIGNA BH $2,376.00 ↑ +391%
CIGNA PPO $2,396.00 ↑ +395%
UNITED HEALTHCARE HMO $2,418.47 ↑ +399%
HORIZON INDEMNITY $2,495.69 ↑ +415%
MULTIPLAN - PHCS ALL PRODUCTS $2,524.50 ↑ +421%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,673.00 ↑ +452%
AETNA HMO $2,673.00 ↑ +452%
AETNA PPO $2,673.00 ↑ +452%
QUALCARE PPO $2,696.76 ↑ +457%
QUALCARE HMO $2,696.76 ↑ +457%
HORIZON SHP $2,771.01 ↑ +472%
HORIZON HMO $2,797.74 ↑ +478%
HORIZON PPO $2,869.02 ↑ +492%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

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Cryopreserve stem cells at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $483.90 $483.90 – $580.68
Hackensack University Medical Center Hackensack $514.85 $37.90 – $540.59
Ocean University Medical Center Brick $477.79 $90.96 – $573.34
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $93.50 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $90.96 – $580.68
Palisades Medical Center North Bergen $514.85 $41.80 – $561.19
Riverview Medical Center Red Bank $483.90 $90.96 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $90.96 – $573.34

All New-jersey hospitals for this procedure →