Cryopreserve stem cells at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$514.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,542.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.80 with HORIZON vs $2,775.47 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $41.80 ↓ -92%
KARNA MEDICARE ADVANTAGE $93.50 ↓ -82%
AETNA MANAGED MEDICAID $507.87 ↓ -1%
VACCN ALL PRODUCTS $514.85 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $514.85 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $514.85 ↑ +0%
WELLCARE MANAGED MEDICAID $514.85 ↑ +0%
HORIZON MEDICARE ADVANTAGE $514.85 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $514.85 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $516.78 ↑ +0%
CLOVER MEDICARE ADVANTAGE $534.60 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $540.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $561.19 ↑ +9%
OXFORD ALL PRODUCTS $1,524.50 ↑ +196%
UNITED HEALTHCARE HMO $1,538.46 ↑ +199%
AETNA PPO $1,869.91 ↑ +263%
AETNA HMO $1,869.91 ↑ +263%
HORIZON OMNIA $2,032.07 ↑ +295%
HORIZON WORKERS COMP $2,045.14 ↑ +297%
CIGNA HMO $2,127.00 ↑ +313%
BERGEN RISK ALL PRODUCTS $2,227.50 ↑ +333%
HORIZON PIP $2,227.50 ↑ +333%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,376.00 ↑ +361%
CIGNA PPO $2,383.00 ↑ +363%
HORIZON SHP $2,438.07 ↑ +374%
AMERIHEALTH LOCAL HMO $2,486.78 ↑ +383%
HORIZON HMO $2,511.43 ↑ +388%
MULTIPLAN - PHCS ALL PRODUCTS $2,524.50 ↑ +390%
HORIZON INDEMNITY $2,531.03 ↑ +392%
HORIZON PPO $2,574.99 ↑ +400%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,673.00 ↑ +419%
QUALCARE HMO $2,750.22 ↑ +434%
QUALCARE PPO $2,750.22 ↑ +434%
QUALCARE WORKERS COMP $2,750.22 ↑ +434%
AMERIHEALTH REGIONAL HMO $2,775.47 ↑ +439%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Cryopreserve stem cells at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $483.90 $483.90 – $580.68
Hackensack University Medical Center Hackensack $514.85 $37.90 – $540.59
Ocean University Medical Center Brick $477.79 $90.96 – $573.34
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $93.50 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $90.96 – $580.68
Raritan Bay Medical Center Perth Amboy $484.32 $93.50 – $1,456.08
Riverview Medical Center Red Bank $483.90 $90.96 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $90.96 – $573.34

All New-jersey hospitals for this procedure →