Cryopreserve stem cells at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$483.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,542.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$483.90 with HORIZON BCBS BRAVEN vs $2,890.40 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $483.90 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $483.90 ↑ +0%
WELLCARE MANAGED MEDICAID $483.90 ↑ +0%
VACCN ALL PRODUCTS $483.90 ↑ +0%
AETNA MANAGED MEDICAID $487.08 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $508.09 ↑ +5%
AETNA MEDICARE ADVANTAGE $527.45 ↑ +9%
CLOVER MEDICARE ADVANTAGE $534.60 ↑ +10%
SEOUL MEDICAL GROUP ALL PRODUCTS $555.39 ↑ +15%
UNITED HEALTHCARE DSNP $580.68 ↑ +20%
UNITED HEALTHCARE HMO $1,683.69 ↑ +248%
UNITED HEALTHCARE MANAGED MEDICAID $1,749.33 ↑ +262%
HORIZON MANAGED MEDICAID $1,808.43 ↑ +274%
HORIZON PIP $1,915.65 ↑ +296%
HORIZON WORKERS COMP $1,915.65 ↑ +296%
OXFORD ALL PRODUCTS $1,945.65 ↑ +302%
HORIZON OMNIA $2,028.21 ↑ +319%
BERGEN RISK ALL PRODUCTS $2,227.50 ↑ +360%
CIGNA HMO $2,247.00 ↑ +364%
QUALCARE HMO $2,307.69 ↑ +377%
QUALCARE PPO $2,307.69 ↑ +377%
AETNA ASA $2,325.51 ↑ +381%
CIGNA BH $2,376.00 ↑ +391%
HORIZON SHP $2,480.25 ↑ +413%
HORIZON HMO $2,504.60 ↑ +418%
CIGNA PPO $2,518.00 ↑ +420%
MULTIPLAN - PHCS ALL PRODUCTS $2,524.50 ↑ +422%
HORIZON INDEMNITY $2,540.54 ↑ +425%
AMERIHEALTH LOCAL HMO $2,551.82 ↑ +427%
HORIZON PPO $2,563.70 ↑ +430%
QUALCARE WORKERS COMP $2,613.60 ↑ +440%
AETNA HMO $2,673.00 ↑ +452%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,673.00 ↑ +452%
AETNA PPO $2,673.00 ↑ +452%
AMERIHEALTH REGIONAL HMO $2,890.40 ↑ +497%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cryopreserve stem cells at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $514.85 $37.90 – $540.59
Ocean University Medical Center Brick $477.79 $90.96 – $573.34
JFK Johnson Rehabilitation Institute (JRI) Edison $484.32 $93.50 – $484.32
Jersey Shore University Medical Center Neptune City $483.90 $90.96 – $580.68
Palisades Medical Center North Bergen $514.85 $41.80 – $561.19
Raritan Bay Medical Center Perth Amboy $484.32 $93.50 – $1,456.08
Riverview Medical Center Red Bank $483.90 $90.96 – $580.68
Southern Ocean Medical Center Manahawkin $477.79 $90.96 – $573.34

All New-jersey hospitals for this procedure →