Cryopreserve stem cells at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$483.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,970.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$90.96 with KARNA vs $2,970.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $90.96 | ↓ -81% |
| WELLCARE | MEDICARE ADVANTAGE | $483.90 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $483.90 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $483.90 | ↑ +0% |
| VACCN | ALL PRODUCTS | $483.90 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $483.90 | ↑ +0% |
| AETNA | MANAGED MEDICAID | $493.02 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $508.09 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $527.45 | ↑ +9% |
| CLOVER | MEDICARE ADVANTAGE | $534.60 | ↑ +10% |
| UNITED HEALTHCARE | DSNP | $580.68 | ↑ +20% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $686.07 | ↑ +42% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $1,749.33 | ↑ +262% |
| OXFORD | ALL PRODUCTS | $2,023.76 | ↑ +318% |
| HORIZON | MANAGED MEDICAID | $2,049.00 | ↑ +323% |
| HORIZON | WORKERS COMP | $2,146.12 | ↑ +344% |
| BERGEN RISK | ALL PRODUCTS | $2,227.50 | ↑ +360% |
| BEACON | ALL PRODUCTS | $2,227.50 | ↑ +360% |
| CIGNA | HMO | $2,247.00 | ↑ +364% |
| HORIZON | PIP | $2,263.14 | ↑ +368% |
| QUALCARE | HMO | $2,307.69 | ↑ +377% |
| QUALCARE | PPO | $2,307.69 | ↑ +377% |
| AETNA | ASA | $2,325.51 | ↑ +381% |
| HORIZON | OMNIA | $2,356.40 | ↑ +387% |
| CIGNA | BH | $2,376.00 | ↑ +391% |
| CIGNA | PPO | $2,518.00 | ↑ +420% |
| UNITED HEALTHCARE | HMO | $2,523.61 | ↑ +422% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,524.50 | ↑ +422% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $2,524.50 | ↑ +422% |
| AMERIHEALTH | LOCAL HMO | $2,594.59 | ↑ +436% |
| QUALCARE | WORKERS COMP | $2,613.60 | ↑ +440% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,673.00 | ↑ +452% |
| AETNA | PPO | $2,673.00 | ↑ +452% |
| AETNA | HMO | $2,673.00 | ↑ +452% |
| HORIZON | SHP | $2,882.98 | ↑ +496% |
| HORIZON | HMO | $2,898.13 | ↑ +499% |
| HORIZON | INDEMNITY | $2,929.91 | ↑ +505% |
| AMERIHEALTH | REGIONAL HMO | $2,938.52 | ↑ +507% |
| HORIZON | PPO | $2,970.00 | ↑ +514% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Cryopreserve stem cells at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $483.90 | $483.90 – $580.68 |
| Hackensack University Medical Center | Hackensack | $514.85 | $37.90 – $540.59 |
| Ocean University Medical Center | Brick | $477.79 | $90.96 – $573.34 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $484.32 | $93.50 – $484.32 |
| Palisades Medical Center | North Bergen | $514.85 | $41.80 – $561.19 |
| Raritan Bay Medical Center | Perth Amboy | $484.32 | $93.50 – $1,456.08 |
| Riverview Medical Center | Red Bank | $483.90 | $90.96 – $580.68 |
| Southern Ocean Medical Center | Manahawkin | $477.79 | $90.96 – $573.34 |