Psych test eval svc phys/qhp 1st hr at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$344.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$692.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.84 with HORIZON vs $692.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | BH | $60.84 | ↓ -82% |
| AETNA | MANAGED MEDICAID | $114.87 | ↓ -67% |
| CLOVER | MEDICARE ADVANTAGE | $124.56 | ↓ -64% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $159.85 | ↓ -54% |
| KARNA | MEDICARE ADVANTAGE | $177.62 | ↓ -48% |
| QUALCARE | PPO | $323.86 | ↓ -6% |
| QUALCARE | HMO | $323.86 | ↓ -6% |
| WELLCARE | MEDICARE ADVANTAGE | $344.68 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $344.68 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $344.68 | ↑ +0% |
| VACCN | ALL PRODUCTS | $344.68 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $344.68 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $361.91 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $375.70 | ↑ +9% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $407.59 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $413.61 | ↑ +20% |
| OXFORD | ALL PRODUCTS | $426.00 | ↑ +24% |
| HORIZON | MANAGED MEDICAID | $477.41 | ↑ +39% |
| HORIZON | WORKERS COMP | $500.04 | ↑ +45% |
| BEACON | ALL PRODUCTS | $519.00 | ↑ +51% |
| BERGEN RISK | ALL PRODUCTS | $519.00 | ↑ +51% |
| HORIZON | PIP | $527.30 | ↑ +53% |
| AETNA | ASA | $541.84 | ↑ +57% |
| UNITED HEALTHCARE | HMO | $549.00 | ↑ +59% |
| HORIZON | OMNIA | $549.03 | ↑ +59% |
| CIGNA | BH | $553.60 | ↑ +61% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $588.20 | ↑ +71% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $588.20 | ↑ +71% |
| AMERIHEALTH | LOCAL HMO | $604.53 | ↑ +75% |
| QUALCARE | WORKERS COMP | $608.96 | ↑ +77% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $622.80 | ↑ +81% |
| AETNA | HMO | $622.80 | ↑ +81% |
| AETNA | PPO | $622.80 | ↑ +81% |
| CIGNA | HMO | $661.76 | ↑ +92% |
| CIGNA | PPO | $661.76 | ↑ +92% |
| HORIZON | SHP | $671.72 | ↑ +95% |
| HORIZON | HMO | $675.25 | ↑ +96% |
| HORIZON | INDEMNITY | $682.66 | ↑ +98% |
| AMERIHEALTH | REGIONAL HMO | $684.66 | ↑ +99% |
| HORIZON | PPO | $692.00 | ↑ +101% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
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Psych test eval svc phys/qhp 1st hr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $112.99 | $60.50 – $680.64 |
| Childrens Specialized Hospital | Mountainside | $249.50 | $166.38 – $166.38 |
| Monmouth Medical Center | Long Branch | $131.71 | $60.84 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $413.61 |
| Hackensack University Medical Center | Hackensack | $366.72 | $182.26 – $1,673.00 |
| Ocean University Medical Center | Brick | $340.32 | $154.00 – $408.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $344.98 | $60.84 – $759.00 |
| Palisades Medical Center | North Bergen | $366.72 | $124.74 – $1,353.00 |