Psych test eval svc phys/qhp 1st hr at Monmouth Medical Center
300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790
$131.71
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$602.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$60.84 with Horizon Blue Cross Blue Shield of New Jersey vs $685.91 with Wellcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $60.84 | ↓ -54% |
| Fidelis Care | NJ Family Care | $152.48 | ↑ +16% |
| Aetna | Better Health | $163.86 | ↑ +24% |
| Cigna | Local Plus | $294.37 | ↑ +123% |
| Wellpoint | NJ Family Care | $343.14 | ↑ +161% |
| Humana | Medicare | $344.68 | ↑ +162% |
| Wellpoint | Medicare Advantage | $344.68 | ↑ +162% |
| Clover Health | Medicare Advantage | $344.68 | ↑ +162% |
| Fidelis Care | Medicare Advantage | $344.68 | ↑ +162% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $344.68 | ↑ +162% |
| Aetna | Medicare | $344.68 | ↑ +162% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $346.87 | ↑ +163% |
| Aetna | PPO | $361.20 | ↑ +174% |
| First Health | Commercial | $361.20 | ↑ +174% |
| Aetna | HMO | $361.20 | ↑ +174% |
| Cigna | HMO | $374.02 | ↑ +184% |
| Cigna | PPO | $374.02 | ↑ +184% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $394.12 | ↑ +199% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $417.66 | ↑ +217% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $421.64 | ↑ +220% |
| Amerihealth | Regional Preferred | $449.33 | ↑ +241% |
| Amerihealth | Local Value | $449.33 | ↑ +241% |
| Qualcare Inc | HMO/POS | $462.33 | ↑ +251% |
| Qualcare Inc | PPO/WC | $493.03 | ↑ +274% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $566.78 | ↑ +330% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $582.19 | ↑ +342% |
| Emblem Health | Commercial | $603.19 | ↑ +358% |
| Wellcare | Ambetter Health Commercial | $685.91 | ↑ +421% |
Visitor-reported prices
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Psych test eval svc phys/qhp 1st hr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $112.99 | $60.50 – $680.64 |
| Childrens Specialized Hospital | Mountainside | $249.50 | $166.38 – $166.38 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $413.61 |
| Hackensack University Medical Center | Hackensack | $366.72 | $182.26 – $1,673.00 |
| Ocean University Medical Center | Brick | $340.32 | $154.00 – $408.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $344.98 | $60.84 – $759.00 |
| Jersey Shore University Medical Center | Neptune City | $344.68 | $60.84 – $426.00 |
| Palisades Medical Center | North Bergen | $366.72 | $124.74 – $1,353.00 |