Psych test eval svc phys/qhp 1st hr at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$366.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$692.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$124.56 with CLOVER vs $1,673.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $124.56 | ↓ -66% |
| AETNA | MANAGED MEDICAID | $173.69 | ↓ -53% |
| KARNA | MEDICARE ADVANTAGE | $182.26 | ↓ -50% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $197.91 | ↓ -46% |
| OPTUM HEALTH | MANAGED MEDICAID | $293.38 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $342.54 | ↓ -7% |
| AETNA | MEDICARE ADVANTAGE | $362.98 | ↓ -1% |
| WELLCARE | MANAGED MEDICAID | $366.72 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $366.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $385.06 | ↑ +5% |
| HORIZON | OMNIA | $453.19 | ↑ +24% |
| HORIZON | WORKERS COMP | $476.51 | ↑ +30% |
| INTERGROUP | ALL PRODUCTS | $484.40 | ↑ +32% |
| HORIZON | PIP | $519.00 | ↑ +42% |
| BERGEN RISK | ALL PRODUCTS | $519.00 | ↑ +42% |
| LHP HEALTH | ALL PRODUCTS | $546.68 | ↑ +49% |
| CIGNA | BH | $553.60 | ↑ +51% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $588.20 | ↑ +60% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $588.20 | ↑ +60% |
| CHN | ALL PRODUCTS | $588.20 | ↑ +60% |
| QUALCARE | HMO | $610.34 | ↑ +66% |
| QUALCARE | PPO | $610.34 | ↑ +66% |
| QUALCARE | WORKERS COMP | $610.34 | ↑ +66% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $622.80 | ↑ +70% |
| AETNA | ASA | $658.78 | ↑ +80% |
| AETNA | PPO | $658.78 | ↑ +80% |
| AETNA | HMO | $658.78 | ↑ +80% |
| HORIZON | HMO | $659.06 | ↑ +80% |
| HORIZON | INDEMNITY | $662.45 | ↑ +81% |
| HORIZON | SHP | $666.67 | ↑ +82% |
| CIGNA | HMO | $669.51 | ↑ +83% |
| CIGNA | PPO | $669.51 | ↑ +83% |
| HORIZON | PPO | $674.84 | ↑ +84% |
| HORIZON | FEDERAL | $674.84 | ↑ +84% |
| AMERIHEALTH | LOCAL HMO | $692.00 | ↑ +89% |
| AMERIHEALTH | REGIONAL HMO | $692.00 | ↑ +89% |
| OXFORD | ALL PRODUCTS | $1,635.00 | ↑ +346% |
| UNITED HEALTHCARE | HMO | $1,673.00 | ↑ +356% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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Psych test eval svc phys/qhp 1st hr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $112.99 | $60.50 – $680.64 |
| Childrens Specialized Hospital | Mountainside | $249.50 | $166.38 – $166.38 |
| Monmouth Medical Center | Long Branch | $131.71 | $60.84 – $685.91 |
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $413.61 |
| Ocean University Medical Center | Brick | $340.32 | $154.00 – $408.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $344.98 | $60.84 – $759.00 |
| Jersey Shore University Medical Center | Neptune City | $344.68 | $60.84 – $426.00 |
| Palisades Medical Center | North Bergen | $366.72 | $124.74 – $1,353.00 |