Psych test eval svc phys/qhp 1st hr at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$340.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$692.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$98.26 with AETNA vs $673.45 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $98.26 ↓ -71%
CLOVER MEDICARE ADVANTAGE $124.56 ↓ -63%
SEOUL MEDICAL GROUP ALL PRODUCTS $134.25 ↓ -61%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $154.00 ↓ -55%
KARNA MEDICARE ADVANTAGE $177.62 ↓ -48%
HORIZON OMNIA $249.00 ↓ -27%
HORIZON SHP $249.00 ↓ -27%
HORIZON PPO $269.00 ↓ -21%
HORIZON HMO $269.00 ↓ -21%
HORIZON INDEMNITY $269.00 ↓ -21%
HORIZON PIP $276.00 ↓ -19%
HORIZON WORKERS COMP $276.00 ↓ -19%
WELLCARE MEDICARE ADVANTAGE $311.40 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $311.40 ↓ -8%
VACCN ALL PRODUCTS $311.40 ↓ -8%
AETNA MEDICARE ADVANTAGE $311.40 ↓ -8%
WELLCARE MANAGED MEDICAID $311.40 ↓ -8%
HORIZON MEDICARE ADVANTAGE $311.40 ↓ -8%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $326.97 ↓ -4%
QUALCARE HMO $381.98 ↑ +12%
QUALCARE PPO $381.98 ↑ +12%
OXFORD ALL PRODUCTS $393.00 ↑ +15%
UNITED HEALTHCARE MANAGED MEDICAID $407.59 ↑ +20%
UNITED HEALTHCARE DSNP $408.39 ↑ +20%
HORIZON MANAGED MEDICAID $411.60 ↑ +21%
ACTIVECARE FIRST MCO ALL PRODUCTS $484.40 ↑ +42%
INTERGROUP SHARED SAVINGS $484.40 ↑ +42%
INTERGROUP WORKERS COMP $484.40 ↑ +42%
BERGEN RISK ALL PRODUCTS $519.00 ↑ +53%
AETNA ASA $541.84 ↑ +59%
PRIME HEALTH WORKERS COMP $553.60 ↑ +63%
PRIME HEALTH AUTO INSURANCE $553.60 ↑ +63%
CIGNA - JRI@OUMC ALL PRODUCTS $553.60 ↑ +63%
UNITED HEALTHCARE HMO $566.00 ↑ +66%
MULTIPLAN - PHCS ALL PRODUCTS $588.20 ↑ +73%
AMERIHEALTH LOCAL HMO $594.57 ↑ +75%
QUALCARE WORKERS COMP $608.96 ↑ +79%
AETNA HMO $620.52 ↑ +82%
AETNA PPO $620.52 ↑ +82%
BRIGHTON HEALTH PLAN ALL PRODUCTS $622.80 ↑ +83%
CIGNA HMO $661.76 ↑ +94%
CIGNA PPO $661.76 ↑ +94%
AMERIHEALTH REGIONAL HMO $673.45 ↑ +98%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Psych test eval svc phys/qhp 1st hr at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $112.99 $60.50 – $680.64
Childrens Specialized Hospital Mountainside $249.50 $166.38 – $166.38
Monmouth Medical Center Long Branch $131.71 $60.84 – $685.91
Bayshore Medical Center Holmdel $344.68 $344.68 – $413.61
Hackensack University Medical Center Hackensack $366.72 $182.26 – $1,673.00
JFK Johnson Rehabilitation Institute (JRI) Edison $344.98 $60.84 – $759.00
Jersey Shore University Medical Center Neptune City $344.68 $60.84 – $426.00
Palisades Medical Center North Bergen $366.72 $124.74 – $1,353.00

All New-jersey hospitals for this procedure →