Hdr rdncl ntrstl/icav brchtx at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$767.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,018.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$767.95 with HORIZON BCBS BRAVEN vs $7,018.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $767.95 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $767.95 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $767.95 | ↑ +0% |
| VACCN | ALL PRODUCTS | $767.95 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $767.95 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $806.35 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $837.07 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $921.54 | ↑ +20% |
| KARNA | MEDICARE ADVANTAGE | $1,112.69 | ↑ +45% |
| AETNA | MANAGED MEDICAID | $1,164.99 | ↑ +52% |
| CLOVER | MEDICARE ADVANTAGE | $1,263.24 | ↑ +64% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,621.16 | ↑ +111% |
| AMERIHEALTH | LOCAL HMO | $2,041.54 | ↑ +166% |
| AMERIHEALTH | REGIONAL HMO | $2,233.13 | ↑ +191% |
| OXFORD | ALL PRODUCTS | $2,789.00 | ↑ +263% |
| UNITED HEALTHCARE | HMO | $2,869.00 | ↑ +274% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,719.54 | ↑ +384% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $4,133.60 | ↑ +438% |
| HORIZON | WORKERS COMP | $5,071.21 | ↑ +560% |
| BERGEN RISK | ALL PRODUCTS | $5,263.50 | ↑ +585% |
| BEACON | ALL PRODUCTS | $5,263.50 | ↑ +585% |
| HORIZON | PIP | $5,347.72 | ↑ +596% |
| QUALCARE | HMO | $5,452.99 | ↑ +610% |
| QUALCARE | PPO | $5,452.99 | ↑ +610% |
| AETNA | ASA | $5,495.09 | ↑ +616% |
| HORIZON | OMNIA | $5,568.08 | ↑ +625% |
| CIGNA | BH | $5,614.40 | ↑ +631% |
| AETNA | HMO | $5,941.44 | ↑ +674% |
| AETNA | PPO | $5,941.44 | ↑ +674% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,965.30 | ↑ +677% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,965.30 | ↑ +677% |
| QUALCARE | WORKERS COMP | $6,175.84 | ↑ +704% |
| CIGNA | HMO | $6,711.31 | ↑ +774% |
| CIGNA | PPO | $6,711.31 | ↑ +774% |
| HORIZON | SHP | $6,812.37 | ↑ +787% |
| HORIZON | HMO | $6,848.16 | ↑ +792% |
| HORIZON | INDEMNITY | $6,923.26 | ↑ +802% |
| HORIZON | PPO | $7,018.00 | ↑ +814% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $767.95 | $767.95 – $2,774.00 |
| Hackensack University Medical Center | Hackensack | $817.07 | $494.49 – $3,250.00 |
| Ocean University Medical Center | Brick | $758.25 | $293.00 – $2,630.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $768.62 | $293.00 – $2,997.00 |
| Palisades Medical Center | North Bergen | $817.07 | $545.48 – $2,826.00 |
| Raritan Bay Medical Center | Perth Amboy | $768.62 | $748.37 – $2,746.00 |
| Riverview Medical Center | Red Bank | $767.95 | $465.65 – $2,749.00 |
| Southern Ocean Medical Center | Manahawkin | $758.25 | $758.25 – $2,703.00 |