Hdr rdncl ntrstl/icav brchtx at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$817.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,018.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$494.49 with HORIZON vs $6,843.95 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $494.49 | ↓ -39% |
| OPTUM HEALTH | MANAGED MEDICAID | $653.66 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $817.07 | ↑ +0% |
| VACCN | ALL PRODUCTS | $817.07 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $829.13 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $857.93 | ↑ +5% |
| KARNA | MEDICARE ADVANTAGE | $1,169.00 | ↑ +43% |
| CLOVER | MEDICARE ADVANTAGE | $1,263.24 | ↑ +55% |
| AETNA | MANAGED MEDICAID | $1,761.52 | ↑ +116% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,007.15 | ↑ +146% |
| OXFORD | ALL PRODUCTS | $3,015.00 | ↑ +269% |
| UNITED HEALTHCARE | HMO | $3,250.00 | ↑ +298% |
| AMERIHEALTH | LOCAL HMO | $3,445.14 | ↑ +322% |
| AMERIHEALTH | REGIONAL HMO | $3,828.32 | ↑ +369% |
| HORIZON | OMNIA | $4,596.09 | ↑ +463% |
| HORIZON | WORKERS COMP | $4,832.59 | ↑ +491% |
| INTERGROUP | ALL PRODUCTS | $4,912.60 | ↑ +501% |
| AETNA | PPO | $5,243.15 | ↑ +542% |
| AETNA | ASA | $5,243.15 | ↑ +542% |
| AETNA | HMO | $5,243.15 | ↑ +542% |
| HORIZON | PIP | $5,263.50 | ↑ +544% |
| BERGEN RISK | ALL PRODUCTS | $5,263.50 | ↑ +544% |
| LHP HEALTH | ALL PRODUCTS | $5,544.22 | ↑ +579% |
| CIGNA | BH | $5,614.40 | ↑ +587% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,965.30 | ↑ +630% |
| CHN | ALL PRODUCTS | $5,965.30 | ↑ +630% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,965.30 | ↑ +630% |
| QUALCARE | PPO | $6,189.88 | ↑ +658% |
| QUALCARE | HMO | $6,189.88 | ↑ +658% |
| QUALCARE | WORKERS COMP | $6,189.88 | ↑ +658% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $6,316.20 | ↑ +673% |
| HORIZON | HMO | $6,683.94 | ↑ +718% |
| HORIZON | INDEMNITY | $6,718.33 | ↑ +722% |
| HORIZON | SHP | $6,761.14 | ↑ +727% |
| CIGNA | HMO | $6,789.92 | ↑ +731% |
| CIGNA | PPO | $6,789.92 | ↑ +731% |
| HORIZON | FEDERAL | $6,843.95 | ↑ +738% |
| HORIZON | PPO | $6,843.95 | ↑ +738% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $767.95 | $767.95 – $2,774.00 |
| Ocean University Medical Center | Brick | $758.25 | $293.00 – $2,630.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $768.62 | $293.00 – $2,997.00 |
| Jersey Shore University Medical Center | Neptune City | $767.95 | $767.95 – $2,789.00 |
| Palisades Medical Center | North Bergen | $817.07 | $545.48 – $2,826.00 |
| Raritan Bay Medical Center | Perth Amboy | $768.62 | $748.37 – $2,746.00 |
| Riverview Medical Center | Red Bank | $767.95 | $465.65 – $2,749.00 |
| Southern Ocean Medical Center | Manahawkin | $758.25 | $758.25 – $2,703.00 |