Hdr rdncl ntrstl/icav brchtx at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$767.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,018.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$767.95 with WELLCARE vs $6,711.31 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $767.95 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $767.95 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $767.95 ↑ +0%
VACCN ALL PRODUCTS $767.95 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $806.35 ↑ +5%
AETNA MEDICARE ADVANTAGE $837.07 ↑ +9%
UNITED HEALTHCARE DSNP $921.54 ↑ +20%
AETNA MANAGED MEDICAID $1,150.95 ↑ +50%
CLOVER MEDICARE ADVANTAGE $1,263.24 ↑ +64%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,312.37 ↑ +71%
AMERIHEALTH LOCAL HMO $2,041.54 ↑ +166%
AMERIHEALTH REGIONAL HMO $2,233.13 ↑ +191%
OXFORD ALL PRODUCTS $2,774.00 ↑ +261%
UNITED HEALTHCARE HMO $2,820.00 ↑ +267%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,719.54 ↑ +384%
UNITED HEALTHCARE MANAGED MEDICAID $4,133.60 ↑ +438%
HORIZON MANAGED MEDICAID $4,273.26 ↑ +456%
HORIZON PIP $4,526.61 ↑ +489%
HORIZON WORKERS COMP $4,526.61 ↑ +489%
HORIZON OMNIA $4,792.59 ↑ +524%
AETNA HMO $4,904.18 ↑ +539%
AETNA PPO $4,904.18 ↑ +539%
BERGEN RISK ALL PRODUCTS $5,263.50 ↑ +585%
QUALCARE HMO $5,452.99 ↑ +610%
QUALCARE PPO $5,452.99 ↑ +610%
AETNA ASA $5,495.09 ↑ +616%
CIGNA BH $5,614.40 ↑ +631%
HORIZON SHP $5,860.73 ↑ +663%
HORIZON HMO $5,918.28 ↑ +671%
MULTIPLAN - PHCS ALL PRODUCTS $5,965.30 ↑ +677%
HORIZON INDEMNITY $6,003.20 ↑ +682%
HORIZON PPO $6,057.94 ↑ +689%
QUALCARE WORKERS COMP $6,175.84 ↑ +704%
CIGNA HMO $6,711.31 ↑ +774%
CIGNA PPO $6,711.31 ↑ +774%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $817.07 $494.49 – $3,250.00
Ocean University Medical Center Brick $758.25 $293.00 – $2,630.00
JFK Johnson Rehabilitation Institute (JRI) Edison $768.62 $293.00 – $2,997.00
Jersey Shore University Medical Center Neptune City $767.95 $767.95 – $2,789.00
Palisades Medical Center North Bergen $817.07 $545.48 – $2,826.00
Raritan Bay Medical Center Perth Amboy $768.62 $748.37 – $2,746.00
Riverview Medical Center Red Bank $767.95 $465.65 – $2,749.00
Southern Ocean Medical Center Manahawkin $758.25 $758.25 – $2,703.00

All New-jersey hospitals for this procedure →