Hdr rdncl ntrstl/icav brchtx at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$758.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,018.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$293.00 with HORIZON BCBS BRAVEN vs $6,711.31 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $293.00 | ↓ -61% |
| HORIZON | HMO | $509.00 | ↓ -33% |
| HORIZON | WORKERS COMP | $526.00 | ↓ -31% |
| WELLCARE | MANAGED MEDICAID | $693.81 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| AETNA | MEDICARE ADVANTAGE | $693.81 | ↓ -8% |
| VACCN | ALL PRODUCTS | $693.81 | ↓ -8% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $728.50 | ↓ -4% |
| UNITED HEALTHCARE | DSNP | $909.90 | ↑ +20% |
| AETNA | MANAGED MEDICAID | $996.56 | ↑ +31% |
| KARNA | MEDICARE ADVANTAGE | $1,112.69 | ↑ +47% |
| CLOVER | MEDICARE ADVANTAGE | $1,263.24 | ↑ +67% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,361.49 | ↑ +80% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,529.92 | ↑ +102% |
| AMERIHEALTH | LOCAL HMO | $2,041.54 | ↑ +169% |
| AMERIHEALTH | REGIONAL HMO | $2,233.13 | ↑ +195% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,381.91 | ↑ +214% |
| OXFORD | ALL PRODUCTS | $2,630.00 | ↑ +247% |
| UNITED HEALTHCARE | HMO | $2,682.00 | ↑ +254% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $3,509.00 | ↑ +363% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,719.54 | ↑ +391% |
| HORIZON | PIP | $4,273.96 | ↑ +464% |
| HORIZON | INDEMNITY | $4,273.96 | ↑ +464% |
| HORIZON | OMNIA | $4,273.96 | ↑ +464% |
| HORIZON | PPO | $4,273.96 | ↑ +464% |
| HORIZON | SHP | $4,273.96 | ↑ +464% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $4,561.70 | ↑ +502% |
| AETNA | HMO | $4,904.18 | ↑ +547% |
| AETNA | PPO | $4,904.18 | ↑ +547% |
| INTERGROUP | WORKERS COMP | $4,912.60 | ↑ +548% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $4,912.60 | ↑ +548% |
| INTERGROUP | SHARED SAVINGS | $4,912.60 | ↑ +548% |
| BERGEN RISK | ALL PRODUCTS | $5,263.50 | ↑ +594% |
| QUALCARE | WORKERS COMP | $5,424.91 | ↑ +615% |
| QUALCARE | HMO | $5,424.91 | ↑ +615% |
| QUALCARE | PPO | $5,424.91 | ↑ +615% |
| AETNA | ASA | $5,495.09 | ↑ +625% |
| PRIME HEALTH | WORKERS COMP | $5,614.40 | ↑ +640% |
| PRIME HEALTH | AUTO INSURANCE | $5,614.40 | ↑ +640% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $5,965.30 | ↑ +687% |
| CIGNA | PPO | $6,711.31 | ↑ +785% |
| CIGNA | HMO | $6,711.31 | ↑ +785% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $767.95 | $767.95 – $2,774.00 |
| Hackensack University Medical Center | Hackensack | $817.07 | $494.49 – $3,250.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $768.62 | $293.00 – $2,997.00 |
| Jersey Shore University Medical Center | Neptune City | $767.95 | $767.95 – $2,789.00 |
| Palisades Medical Center | North Bergen | $817.07 | $545.48 – $2,826.00 |
| Raritan Bay Medical Center | Perth Amboy | $768.62 | $748.37 – $2,746.00 |
| Riverview Medical Center | Red Bank | $767.95 | $465.65 – $2,749.00 |
| Southern Ocean Medical Center | Manahawkin | $758.25 | $758.25 – $2,703.00 |