Low cost skin substitute app at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$720.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,921.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$345.78 with CLOVER vs $18,693.00 with AETNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CLOVER | MEDICARE ADVANTAGE | $345.78 | ↓ -52% |
| AETNA | MANAGED MEDICAID | $482.17 | ↓ -33% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $549.41 | ↓ -24% |
| OPTUM HEALTH | MANAGED MEDICAID | $576.70 | ↓ -20% |
| WELLCARE | MANAGED MEDICAID | $720.88 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $720.88 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $720.88 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $720.88 | ↑ +0% |
| VACCN | ALL PRODUCTS | $720.88 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $720.88 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $726.29 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $756.93 | ↑ +5% |
| HORIZON | OMNIA | $1,258.06 | ↑ +75% |
| INTERGROUP | ALL PRODUCTS | $1,344.70 | ↑ +87% |
| BERGEN RISK | ALL PRODUCTS | $1,440.75 | ↑ +100% |
| HORIZON | PIP | $1,440.75 | ↑ +100% |
| CIGNA | BH | $1,536.80 | ↑ +113% |
| LHP HEALTH | ALL PRODUCTS | $1,575.22 | ↑ +119% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,632.85 | ↑ +127% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,632.85 | ↑ +127% |
| CHN | ALL PRODUCTS | $1,632.85 | ↑ +127% |
| QUALCARE | PPO | $1,709.69 | ↑ +137% |
| QUALCARE | WORKERS COMP | $1,709.69 | ↑ +137% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,728.90 | ↑ +140% |
| CIGNA | HMO | $1,746.96 | ↑ +142% |
| CIGNA | PPO | $1,746.96 | ↑ +142% |
| HORIZON | HMO | $1,829.56 | ↑ +154% |
| HORIZON | INDEMNITY | $1,838.97 | ↑ +155% |
| HORIZON | SHP | $1,850.69 | ↑ +157% |
| HORIZON | PPO | $1,873.36 | ↑ +160% |
| HORIZON | FEDERAL | $1,873.36 | ↑ +160% |
| HORIZON | MANAGED MEDICAID | $2,728.00 | ↑ +278% |
| OXFORD | ALL PRODUCTS | $3,205.00 | ↑ +345% |
| UNITED HEALTHCARE | HMO | $3,756.00 | ↑ +421% |
| QUALCARE | HMO | $7,712.00 | ↑ +970% |
| AMERIHEALTH | LOCAL HMO | $8,013.00 | ↑ +1012% |
| AMERIHEALTH | REGIONAL HMO | $8,904.00 | ↑ +1135% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +2231% |
| AETNA | ASA | $18,693.00 | ↑ +2493% |
| AETNA | PPO | $18,693.00 | ↑ +2493% |
| AETNA | HMO | $18,693.00 | ↑ +2493% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,009.49 | $79.35 – $1,373.52 |
| Community Medical Center | Toms River | $727.97 | $81.26 – $1,331.27 |
| Clara Maass Medical Center | Belleville | $585.36 | $78.39 – $1,366.65 |
| Newark Beth Israel Medical Center | Newark | $992.34 | $143.88 – $1,373.52 |
| Jersey City Medical Center | Jersey City | $729.37 | $86.04 – $1,434.55 |
| Monmouth Medical Center | Long Branch | $767.98 | $156.78 – $1,348.30 |
| Bayshore Medical Center | Holmdel | $677.54 | $677.54 – $813.05 |
| Ocean University Medical Center | Brick | $668.98 | $612.13 – $802.78 |