Low cost skin substitute app at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$729.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,510.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.04 with Horizon Blue Cross Blue Shield of New Jersey vs $5,009.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $86.04 ↓ -88%
Humana Medicare $720.88 ↓ -1%
Fidelis Care Medicare Advantage $720.88 ↓ -1%
Aetna Medicare $720.88 ↓ -1%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $720.88 ↓ -1%
Wellpoint Medicare Advantage $720.88 ↓ -1%
Clover Health Medicare Advantage $720.88 ↓ -1%
United Healthcare Medicare $735.30 ↑ +1%
United Healthcare Community Plan $968.05 ↑ +33%
Fidelis Care NJ Family Care $986.66 ↑ +35%
Aetna Better Health $1,060.37 ↑ +45%
Emblem Health Commercial $1,369.67 ↑ +88%
Wellcare Ambetter Health Commercial $1,434.55 ↑ +97%
Amerihealth Local Value $1,452.43 ↑ +99%
Horizon Blue Cross Blue Shield of New Jersey Omnia $1,573.88 ↑ +116%
Amerihealth Regional Preferred $1,665.49 ↑ +128%
Cigna Local Plus $1,686.00 ↑ +131%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $1,867.67 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $1,902.06 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $1,978.93 ↑ +171%
First Health Commercial $2,106.00 ↑ +189%
Cigna HMO $2,142.00 ↑ +194%
Cigna PPO $2,256.00 ↑ +209%
United Healthcare Oxford Metro $2,445.00 ↑ +235%
Qualcare Inc PPO/WC $2,481.57 ↑ +240%
Qualcare Inc HMO/POS $2,481.57 ↑ +240%
United Healthcare Nexus $2,751.00 ↑ +277%
United Healthcare Oxford Commercial $2,877.00 ↑ +294%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $2,942.08 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $3,186.02 ↑ +337%
United Healthcare Commercial $3,236.00 ↑ +344%
Aetna HMO $5,009.00 ↑ +587%
Aetna PPO $5,009.00 ↑ +587%

Visitor-reported prices

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Low cost skin substitute app at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $1,009.49 $79.35 – $1,373.52
Community Medical Center Toms River $727.97 $81.26 – $1,331.27
Clara Maass Medical Center Belleville $585.36 $78.39 – $1,366.65
Newark Beth Israel Medical Center Newark $992.34 $143.88 – $1,373.52
Monmouth Medical Center Long Branch $767.98 $156.78 – $1,348.30
JFK Johnson Rehabilitation Institute (JRI) Edison $678.13 $95.60 – $678.13
Jersey Shore University Medical Center Neptune City $677.54 $677.54 – $813.05
Palisades Medical Center North Bergen $720.88 $720.88 – $785.76

All New-jersey hospitals for this procedure →