Low cost skin substitute app at Community Medical Center
99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917
$727.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,510.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$81.26 with Horizon Blue Cross Blue Shield of New Jersey vs $5,009.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $81.26 | ↓ -89% |
| United Healthcare | Community Plan | $435.59 | ↓ -40% |
| Fidelis Care | NJ Family Care | $443.66 | ↓ -39% |
| Aetna | Better Health | $476.65 | ↓ -35% |
| Fidelis Care | Medicare Advantage | $668.98 | ↓ -8% |
| Humana | Medicare | $668.98 | ↓ -8% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $668.98 | ↓ -8% |
| Clover Health | Medicare Advantage | $668.98 | ↓ -8% |
| Aetna | Medicare | $668.98 | ↓ -8% |
| Wellpoint | Medicare Advantage | $668.98 | ↓ -8% |
| United Healthcare | Medicare | $682.36 | ↓ -6% |
| Emblem Health | Commercial | $1,170.72 | ↑ +61% |
| Wellcare | Ambetter Health Commercial | $1,331.27 | ↑ +83% |
| Wellpoint | NJ Family Care | $2,000.70 | ↑ +175% |
| Cigna | Local Plus | $2,033.00 | ↑ +179% |
| First Health | Commercial | $2,106.00 | ↑ +189% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,279.74 | ↑ +213% |
| Qualcare Inc | HMO/POS | $2,341.17 | ↑ +222% |
| United Healthcare | Oxford Metro | $2,445.00 | ↑ +236% |
| Qualcare Inc | PPO/WC | $2,495.61 | ↑ +243% |
| Amerihealth | Local Value | $2,571.42 | ↑ +253% |
| Cigna | HMO | $2,583.00 | ↑ +255% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,632.50 | ↑ +262% |
| Cigna | PPO | $2,721.00 | ↑ +274% |
| Amerihealth | Regional Preferred | $2,746.22 | ↑ +277% |
| United Healthcare | Nexus | $2,751.00 | ↑ +278% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,763.77 | ↑ +280% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,809.05 | ↑ +286% |
| United Healthcare | Oxford Commercial | $2,877.00 | ↑ +295% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $2,983.50 | ↑ +310% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,211.29 | ↑ +341% |
| United Healthcare | Commercial | $3,236.00 | ↑ +345% |
| Aetna | PPO | $5,009.00 | ↑ +588% |
| Aetna | HMO | $5,009.00 | ↑ +588% |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,009.49 | $79.35 – $1,373.52 |
| Clara Maass Medical Center | Belleville | $585.36 | $78.39 – $1,366.65 |
| Newark Beth Israel Medical Center | Newark | $992.34 | $143.88 – $1,373.52 |
| Jersey City Medical Center | Jersey City | $729.37 | $86.04 – $1,434.55 |
| Monmouth Medical Center | Long Branch | $767.98 | $156.78 – $1,348.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $678.13 | $95.60 – $678.13 |
| Jersey Shore University Medical Center | Neptune City | $677.54 | $677.54 – $813.05 |
| Palisades Medical Center | North Bergen | $720.88 | $720.88 – $785.76 |