Low cost skin substitute app at Newark Beth Israel Medical Center
201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966
$992.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,764.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$143.88 with Horizon Blue Cross Blue Shield of New Jersey vs $4,908.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $143.88 | ↓ -86% |
| Humana | Medicare | $686.76 | ↓ -31% |
| Aetna | Medicare | $686.76 | ↓ -31% |
| Fidelis Care | Medicare Advantage | $686.76 | ↓ -31% |
| Wellpoint | Medicare Advantage | $686.76 | ↓ -31% |
| Clover Health | Medicare Advantage | $686.76 | ↓ -31% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $686.76 | ↓ -31% |
| United Healthcare | Medicare | $700.50 | ↓ -29% |
| United Healthcare | Community Plan | $1,081.90 | ↑ +9% |
| Aetna | Better Health | $1,185.28 | ↑ +19% |
| Fidelis Care | NJ Family Care | $1,236.73 | ↑ +25% |
| Wellcare | Ambetter Health Commercial | $1,366.65 | ↑ +38% |
| Emblem Health | Commercial | $1,373.52 | ↑ +38% |
| Cigna | Local Plus | $1,519.00 | ↑ +53% |
| Amerihealth | Local Value | $1,764.10 | ↑ +78% |
| Cigna | HMO | $1,930.00 | ↑ +94% |
| Cigna | PPO | $2,033.00 | ↑ +105% |
| Amerihealth | Regional Preferred | $2,234.79 | ↑ +125% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,482.99 | ↑ +150% |
| United Healthcare | Oxford Metro | $2,626.00 | ↑ +165% |
| Wellpoint | NJ Family Care | $2,715.48 | ↑ +174% |
| United Healthcare | Nexus | $2,788.00 | ↑ +181% |
| First Health | Commercial | $2,858.40 | ↑ +188% |
| United Healthcare | Oxford Commercial | $3,089.00 | ↑ +211% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $3,092.31 | ↑ +212% |
| United Healthcare | Commercial | $3,280.00 | ↑ +231% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,292.87 | ↑ +232% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,323.84 | ↑ +235% |
| Qualcare Inc | HMO/POS | $3,658.75 | ↑ +269% |
| Qualcare Inc | PPO/WC | $3,901.71 | ↑ +293% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $4,049.40 | ↑ +308% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $4,446.24 | ↑ +348% |
| Aetna | PPO | $4,908.00 | ↑ +395% |
| Aetna | HMO | $4,908.00 | ↑ +395% |
Visitor-reported prices
Comments
Low cost skin substitute app at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $1,009.49 | $79.35 – $1,373.52 |
| Community Medical Center | Toms River | $727.97 | $81.26 – $1,331.27 |
| Clara Maass Medical Center | Belleville | $585.36 | $78.39 – $1,366.65 |
| Jersey City Medical Center | Jersey City | $729.37 | $86.04 – $1,434.55 |
| Monmouth Medical Center | Long Branch | $767.98 | $156.78 – $1,348.30 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $678.13 | $95.60 – $678.13 |
| Jersey Shore University Medical Center | Neptune City | $677.54 | $677.54 – $813.05 |
| Palisades Medical Center | North Bergen | $720.88 | $720.88 – $785.76 |