Collar cerv 18.25x3.5in serp firm density sm at Mercy Hospital

4050 Coon Rapids Blvd. Coon Rapids, MN 55443 | 550 Osborne Road NE. Fridley, MN · Allinahealth · · NPI 1316904287

Source: hospital's published price file ↗ · Published Jun 17, 2026 · Ingested Sep 17, 2026

$61.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$0.01 with united healthcare (um) vs $38.12 with blue cross blue shield of minnesota — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
united healthcare (um) united healthcare (um) $0.01 ↓ -100%
ucare pmap (a b c d e g n o s u r h) ucare pmap (abdmnorsuv) $1.79 ↓ -97%
medica pmap (um) medica pmap (um) $1.98 ↓ -97%
aetna aetna elevate (amu) $3.14 ↓ -95%
aetna aetna performance (amu) $3.34 ↓ -95%
medica dual solutions (e g) medica dual solutions (m) $3.95 ↓ -94%
aetna direct network aetna direct network (amu) $4.86 ↓ -92%
blue cross blue shield of minnesota bc aware/blue plus (a m u) $5.22 ↓ -91%
americas ppo (araz)(a m u) americas ppo (araz)(a m u) $5.96 ↓ -90%
medica health system medica elect (u m) $6.61 ↓ -89%
medica medica essentials (u m) $6.90 ↓ -89%
medica mhps medica mhps (u m) $6.90 ↓ -89%
medica ubh pmap medica ubh pmap (m) $7.12 ↓ -88%
medica health system medica choice (u m) $7.26 ↓ -88%
first health (a c e g h u b d n o r s) first health (abdmnosurv) $7.48 ↓ -88%
medica ubh (m) medica ubh (m) $7.48 ↓ -88%
allina aetna medicare (m) allina aetna medicare (m) $8.32 ↓ -86%
medicare other all other medicare (m) $8.76 ↓ -86%
medicare medicare (m) $8.76 ↓ -86%
medicaid medicaid ma (m) $8.90 ↓ -85%
south country health alliance scha msho (m) $8.90 ↓ -85%
all other medicaid all other medicaid (m) $8.90 ↓ -85%
medica medica medicare (m) $9.11 ↓ -85%
south country health alliance scha pmap (m) $9.17 ↓ -85%
bcbs bc medicare (m) $9.20 ↓ -85%
hennepin health hennepin health (m) $10.15 ↓ -83%
uhc ubh pmap uhc ubh pmap (m) $11.13 ↓ -82%
blue cross blue shield of minnesota bc pmap (amu) $12.63 ↓ -79%
blue cross blue shield of minnesota bc state health plan (mu) $28.44 ↓ -54%
blue cross blue shield of minnesota bc premier (m u) $30.19 ↓ -51%
bcbs bc aehp (mu) $35.52 ↓ -42%
blue cross blue shield of minnesota bc high value/performance network (mu) $38.12 ↓ -38%

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $157.60 $4.36 – $16.20
Sanford Westbrook Hospital Westbrook $88.00 $5.33 – $19.80
Sanford Luverne Medical Center Luverne $20.00 $5.08 – $18.90
Sanford Bemidji Medical Center Bemidji $116.68 $7.38 – $41.86
Sanford Worthington Medical Center Worthington $18.40 $7.37 – $41.86
Sanford Tracy Hospital Tracy $88.00 $5.33 – $19.80
United Hospital MN | 1175 Nininger Road. Hastings $61.20 $8.32 – $32.50
Owatonna Hospital Owatonna $71.40 $6.03 – $42.11

All Minnesota hospitals for this procedure →