Collar cerv 18.25x3.5in serp firm density sm at Sanford Worthington Medical Center

1018 6th Ave, Worthington, MN · Sanford Health · · NPI 1396712618

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$18.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.37 with Sanford Health Plan vs $41.86 with Primewest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $7.37 ↓ -60%
Sanford Health Plan Group Health/True $7.37 ↓ -60%
Blue Cross Blue Shield of Minnesota State Employees $8.55 ↓ -54%
Sanford Health Plan SD Exchange Commercial $8.67 ↓ -53%
Sanford Health Plan Commercial/ND Pers $8.67 ↓ -53%
Security Health Plan Commercial $10.45 ↓ -43%
Health Partners State Employees $11.70 ↓ -36%
Health Partners Commercial $13.49 ↓ -27%
Ucare Commercial $14.84 ↓ -19%
Aetna Commercial $15.58 ↓ -15%
United Healthcare Commercial + Top 20 $15.87 ↓ -14%
Medica Choice $16.95 ↓ -8%
Multiplan Commercial $17.10 ↓ -7%
First Choice Health Network Commercial $17.10 ↓ -7%
Healthez Commercial $17.10 ↓ -7%
Medica Elect $18.15 ↓ -1%
Blue Cross Blue Shield of Minnesota PMAP $29.56 ↑ +61%
Blue Cross Blue Shield of Minnesota Commercial/Federal $29.56 ↑ +61%
Sanford Health Plan Align Medicare Replacement $37.88 ↑ +106%
Ucare Medicare Replacement $40.67 ↑ +121%
United Healthcare Medicare Replacement $41.07 ↑ +123%
Health Partners Medicare Replacement $41.07 ↑ +123%
Great Plains Medicare Advantage Medicare Replacement $41.07 ↑ +123%
Blue Cross Blue Shield of Minnesota Medicare Replacement $41.07 ↑ +123%
Aetna Medicare Replacement $41.07 ↑ +123%
Primewest Medicare Replacement $41.86 ↑ +128%
Primewest Medicaid Managed Care not published by hospital —
Ucare Medicaid Managed Care not published by hospital —

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $157.60 $4.36 – $16.20
Sanford Westbrook Hospital Westbrook $88.00 $5.33 – $19.80
Sanford Luverne Medical Center Luverne $20.00 $5.08 – $18.90
Sanford Bemidji Medical Center Bemidji $116.68 $7.38 – $41.86
Sanford Tracy Hospital Tracy $88.00 $5.33 – $19.80
United Hospital MN | 1175 Nininger Road. Hastings $61.20 $8.32 – $32.50
Owatonna Hospital Owatonna $71.40 $6.03 – $42.11
Abbott Northwestern Hospital MN 55407 $61.20 $8.32 – $12.63

All Minnesota hospitals for this procedure →