Collar cerv 18.25x3.5in serp firm density sm at Sanford Tracy Hospital
251 5th St E, Tracy, MN · Sanford Health · · NPI 1003851171
$88.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$110.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.33 with Blue Cross Blue Shield of Minnesota vs $20.68 with Medica — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Minnesota | PMAP | $5.33 | ↓ -94% |
| Sanford Health Plan Align | Medicare Replacement | $8.58 | ↓ -90% |
| Ucare | Medicare Replacement | $9.20 | ↓ -90% |
| Wellmark SD | Medicare Replacement | $9.20 | ↓ -90% |
| Aetna | Medicare Replacement | $9.28 | ↓ -89% |
| United Healthcare | Medicare Replacement | $9.28 | ↓ -89% |
| Health Partners | Medicare Replacement | $9.28 | ↓ -89% |
| Great Plains Medicare Advantage | Medicare Replacement | $9.28 | ↓ -89% |
| Primewest | Medicare Replacement | $9.47 | ↓ -89% |
| Primewest | Medicaid Managed Care | $10.65 | ↓ -88% |
| Security Health Plan | Commercial | $12.10 | ↓ -86% |
| Health Partners | State Employees | $15.16 | ↓ -83% |
| Sanford Health Plan | SD Exchange True | $17.37 | ↓ -80% |
| Sanford Health Plan | Group Health/True | $17.37 | ↓ -80% |
| Health Partners | Commercial | $17.60 | ↓ -80% |
| Blue Cross Blue Shield of Minnesota | State Employees | $18.00 | ↓ -80% |
| United Healthcare | Commercial + Top 20 | $18.37 | ↓ -79% |
| Aetna | Commercial | $19.12 | ↓ -78% |
| Ucare | Commercial | $19.33 | ↓ -78% |
| Medica | Choice | $19.34 | ↓ -78% |
| Healthez | Commercial | $19.80 | ↓ -78% |
| Cigna | Commercial | $19.80 | ↓ -78% |
| Multiplan | Commercial | $19.80 | ↓ -78% |
| First Choice Health Network | Commercial | $19.80 | ↓ -78% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $20.35 | ↓ -77% |
| Sanford Health Plan | SD Exchange Commercial | $20.43 | ↓ -77% |
| Sanford Health Plan | Commercial/ND Pers | $20.43 | ↓ -77% |
| Medica | Elect | $20.68 | ↓ -77% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Collar cerv 18.25x3.5in serp firm density sm at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $157.60 | $4.36 – $16.20 |
| Sanford Westbrook Hospital | Westbrook | $88.00 | $5.33 – $19.80 |
| Sanford Luverne Medical Center | Luverne | $20.00 | $5.08 – $18.90 |
| Sanford Bemidji Medical Center | Bemidji | $116.68 | $7.38 – $41.86 |
| Sanford Worthington Medical Center | Worthington | $18.40 | $7.37 – $41.86 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $61.20 | $8.32 – $32.50 |
| Owatonna Hospital | Owatonna | $71.40 | $6.03 – $42.11 |
| Abbott Northwestern Hospital | MN 55407 | $61.20 | $8.32 – $12.63 |