Collar cerv 18.25x3.5in serp firm density sm at Sanford Bemidji Medical Center
1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191
$116.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$145.85
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7.38 with Sanford Health Plan vs $41.86 with Primewest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan | SD Exchange True | $7.38 | ↓ -94% |
| Sanford Health Plan | Group Health/True | $8.42 | ↓ -93% |
| Sanford Health Plan | SD Exchange Commercial | $8.68 | ↓ -93% |
| Security Health Plan | Commercial | $8.91 | ↓ -92% |
| Sanford Health Plan | Commercial | $9.90 | ↓ -92% |
| Health Partners | Commercial | $11.34 | ↓ -90% |
| Ucare | Commercial | $11.39 | ↓ -90% |
| United Healthcare | CSP Top 20 | $12.33 | ↓ -89% |
| Aetna | Commercial | $13.28 | ↓ -89% |
| United Healthcare | Commercial | $13.53 | ↓ -88% |
| Medica | Choice | $13.61 | ↓ -88% |
| Medica | Elect | $14.56 | ↓ -88% |
| Healthez | Commercial | $14.58 | ↓ -88% |
| Multiplan | Commercial | $14.58 | ↓ -88% |
| Cigna | Commercial | $14.58 | ↓ -88% |
| First Choice Health Network | Commercial | $14.58 | ↓ -88% |
| Blue Cross Blue Shield of Minnesota | PMAP | $30.09 | ↓ -74% |
| Blue Cross Blue Shield of Minnesota | Commercial/Federal | $30.09 | ↓ -74% |
| Sanford Health Plan Align | Medicare Replacement | $37.88 | ↓ -68% |
| Ucare | Medicare Replacement | $40.67 | ↓ -65% |
| United Healthcare | Medicare Replacement | $41.07 | ↓ -65% |
| Aetna | Medicare Replacement | $41.07 | ↓ -65% |
| Blue Cross Blue Shield of Minnesota | Medicare Replacement | $41.07 | ↓ -65% |
| Great Plains Medicare Advantage | Medicare Replacement | $41.07 | ↓ -65% |
| Health Partners | Medicare Replacement | $41.07 | ↓ -65% |
| Primewest | Medicare Replacement | $41.86 | ↓ -64% |
| Ucare | Medicaid Managed Care | not published by hospital | — |
| Primewest | Medicaid Managed Care | not published by hospital | — |
Visitor-reported prices
Comments
Collar cerv 18.25x3.5in serp firm density sm at other Minnesota hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sanford Canby Medical Center | Canby | $157.60 | $4.36 – $16.20 |
| Sanford Westbrook Hospital | Westbrook | $88.00 | $5.33 – $19.80 |
| Sanford Luverne Medical Center | Luverne | $20.00 | $5.08 – $18.90 |
| Sanford Worthington Medical Center | Worthington | $18.40 | $7.37 – $41.86 |
| Sanford Tracy Hospital | Tracy | $88.00 | $5.33 – $19.80 |
| United Hospital | MN | 1175 Nininger Road. Hastings | $61.20 | $8.32 – $32.50 |
| Owatonna Hospital | Owatonna | $71.40 | $6.03 – $42.11 |
| Abbott Northwestern Hospital | MN 55407 | $61.20 | $8.32 – $12.63 |