Collar cerv 18.25x3.5in serp firm density sm at Sanford Bemidji Medical Center

1300 Anne Street NW, Bemidji, MN · Sanford Health · · NPI 1801870191

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$116.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$145.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.38 with Sanford Health Plan vs $41.86 with Primewest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan SD Exchange True $7.38 ↓ -94%
Sanford Health Plan Group Health/True $8.42 ↓ -93%
Sanford Health Plan SD Exchange Commercial $8.68 ↓ -93%
Security Health Plan Commercial $8.91 ↓ -92%
Sanford Health Plan Commercial $9.90 ↓ -92%
Health Partners Commercial $11.34 ↓ -90%
Ucare Commercial $11.39 ↓ -90%
United Healthcare CSP Top 20 $12.33 ↓ -89%
Aetna Commercial $13.28 ↓ -89%
United Healthcare Commercial $13.53 ↓ -88%
Medica Choice $13.61 ↓ -88%
Medica Elect $14.56 ↓ -88%
Healthez Commercial $14.58 ↓ -88%
Multiplan Commercial $14.58 ↓ -88%
Cigna Commercial $14.58 ↓ -88%
First Choice Health Network Commercial $14.58 ↓ -88%
Blue Cross Blue Shield of Minnesota PMAP $30.09 ↓ -74%
Blue Cross Blue Shield of Minnesota Commercial/Federal $30.09 ↓ -74%
Sanford Health Plan Align Medicare Replacement $37.88 ↓ -68%
Ucare Medicare Replacement $40.67 ↓ -65%
United Healthcare Medicare Replacement $41.07 ↓ -65%
Aetna Medicare Replacement $41.07 ↓ -65%
Blue Cross Blue Shield of Minnesota Medicare Replacement $41.07 ↓ -65%
Great Plains Medicare Advantage Medicare Replacement $41.07 ↓ -65%
Health Partners Medicare Replacement $41.07 ↓ -65%
Primewest Medicare Replacement $41.86 ↓ -64%
Ucare Medicaid Managed Care not published by hospital —
Primewest Medicaid Managed Care not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Collar cerv 18.25x3.5in serp firm density sm at other Minnesota hospitals

Hospital City Cash price Negotiated range
Sanford Canby Medical Center Canby $157.60 $4.36 – $16.20
Sanford Westbrook Hospital Westbrook $88.00 $5.33 – $19.80
Sanford Luverne Medical Center Luverne $20.00 $5.08 – $18.90
Sanford Worthington Medical Center Worthington $18.40 $7.37 – $41.86
Sanford Tracy Hospital Tracy $88.00 $5.33 – $19.80
United Hospital MN | 1175 Nininger Road. Hastings $61.20 $8.32 – $32.50
Owatonna Hospital Owatonna $71.40 $6.03 – $42.11
Abbott Northwestern Hospital MN 55407 $61.20 $8.32 – $12.63

All Minnesota hospitals for this procedure →