Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,470.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,404.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.39 with United vs $2,730.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|All Other Plans $210.39 ↓ -91%
United Commercial|Options PPO $210.39 ↓ -91%
United Commercial|HMO $210.39 ↓ -91%
Cigna Commercial|PPO $424.08 ↓ -83%
Cigna Commercial|All Other Plans $424.08 ↓ -83%
United Commercial|Non-Options PPO $510.94 ↓ -79%
Health Net Medicaid|All Plans $709.80 ↓ -71%
Kaiser Commercial|Affiliated Payers $709.80 ↓ -71%
Kaiser Commercial|All Other Plans $709.80 ↓ -71%
Health Plan of San Joaquin Medicaid|All Plans $900.90 ↓ -64%
HPSJ Medicaid|> 21 $900.90 ↓ -64%
Sutter UMR Commercial|All Plans $1,092.00 ↓ -56%
Health Net Commercial|Care Product $1,419.60 ↓ -43%
Healthsmart Commercial|All Plans $1,501.50 ↓ -39%
Health Net Commercial|FFS $1,610.70 ↓ -35%
BCBS - Anthem Commercial|Exchange $1,883.70 ↓ -24%
First Health Commercial|All Plans $1,965.60 ↓ -20%
MultiPlan Commercial|All Plans $2,238.60 ↓ -9%
Blue Shield CA Commercial|Exchange $2,347.80 ↓ -5%
Blue Shield CA Commercial|All Other Plans $2,511.60 ↑ +2%
BCBS - Anthem Commercial|Non-MCS $2,593.50 ↑ +5%
BCBS - Anthem Commercial|MCS $2,593.50 ↑ +5%
Aetna Commercial|HMO $2,730.00 ↑ +10%
Aetna Commercial|All Other Plans $2,730.00 ↑ +10%
Aetna Commercial|PPO $2,730.00 ↑ +10%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,654.77 $210.39 – $2,265.90
Petaluma Valley Hospital Petaluma $8,749.36 $167.70 – $276.12
Arroyo Grande Hospital Santa Maria $4,624.54 $210.39 – $1,292.62
French Hospital San Luis Obispo $4,235.56 $210.39 – $1,292.62
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $210.39 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $210.39 – $5,296.20
Queen of The Valley Medical Center Napa $8,749.36 $176.69 – $276.12
Providence St Joseph Hospital Eureka Eureka $4,332.07 $160.06 – $276.12

All California hospitals for this procedure →