Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at St. John's Camarillo Hospital

2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,654.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,778.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.39 with United vs $2,701.65 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Navigate $210.39 ↓ -87%
United Commercial|HMO $210.39 ↓ -87%
United Commercial|All Other Plans $210.39 ↓ -87%
Ventura HP Commercial|All Plans $697.20 ↓ -58%
Gold Coast Health Plan Medicaid|All Plans $755.30 ↓ -54%
Clinicas Medicaid|All Plans $784.35 ↓ -53%
Clinicas Commercial|All Plans $784.35 ↓ -53%
BCBS - Anthem Commercial|DignityHealth $784.35 ↓ -53%
United Commercial|Non-Options PPO $843.05 ↓ -49%
Health Net Commercial|Care Product $1,278.20 ↓ -23%
Cigna Commercial|PPO $1,307.25 ↓ -21%
Cigna Commercial|All Other Plans $1,307.25 ↓ -21%
Health Net Commercial|All Other Plans $1,336.30 ↓ -19%
Western Growers Commercial|All Plans $1,452.50 ↓ -12%
BCBS - Anthem Commercial|Exchange $1,568.70 ↓ -5%
Kaiser Commercial|All Plans $1,801.10 ↑ +9%
Blue Shield CA Commercial|EPN $1,946.35 ↑ +18%
First Health Commercial|All Plans $1,946.35 ↑ +18%
Sea View Commercial|All Plans $2,033.50 ↑ +23%
SeaView Medicare|All Plans $2,033.50 ↑ +23%
United Medicare|Sea View $2,033.50 ↑ +23%
Aetna Medicare|Sea View $2,033.50 ↑ +23%
Blue Shield CA Medicare|Sea View $2,033.50 ↑ +23%
MultiPlan Commercial|All Plans $2,265.90 ↑ +37%
BCBS - Anthem Commercial|Non-MCS $2,643.55 ↑ +60%
BCBS - Anthem Commercial|PPO Non MCS $2,643.55 ↑ +60%
BCBS - Anthem Commercial|HMO Non MCS $2,643.55 ↑ +60%
BCBS - Anthem Commercial|MCS $2,643.55 ↑ +60%
BCBS - Anthem Commercial|HMO $2,643.55 ↑ +60%
Blue Shield CA Commercial|FFS $2,672.60 ↑ +62%
Aetna Commercial|All Plans $2,701.65 ↑ +63%

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $8,749.36 $167.70 – $276.12
Arroyo Grande Hospital Santa Maria $4,624.54 $210.39 – $1,292.62
French Hospital San Luis Obispo $4,235.56 $210.39 – $1,292.62
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $210.39 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $210.39 – $5,296.20
Queen of The Valley Medical Center Napa $8,749.36 $176.69 – $276.12
Providence St Joseph Hospital Eureka Eureka $4,332.07 $160.06 – $276.12
Healdsburg Hospital Healdsburg $4,687.16 not published

All California hospitals for this procedure →