Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,235.56

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,805.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.39 with United vs $1,292.62 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|HMO $210.39 ↓ -95%
United Commercial|All Other Plans $210.39 ↓ -95%
Health Net Commercial|FFS $250.61 ↓ -94%
CenCal Medicaid|> 21 $303.37 ↓ -93%
CenCal Medicaid|< 21 $303.37 ↓ -93%
MHS HSPCC Commercial|All Plans $356.13 ↓ -92%
Western Growers Commercial|All Plans $659.50 ↓ -84%
Cigna Commercial|PPO $791.40 ↓ -81%
Cigna Commercial|All Other Plans $791.40 ↓ -81%
Kaiser Commercial|All Plans $817.78 ↓ -81%
United Commercial|Non-Options PPO $843.05 ↓ -80%
Aetna Commercial|Gatekeeper $949.68 ↓ -78%
Aetna Commercial|Non-Gatekeeper $1,028.82 ↓ -76%
First Health Commercial|All Plans $1,121.15 ↓ -74%
Healthsmart Commercial|All Plans $1,121.15 ↓ -74%
BCBS - Anthem Commercial|MCS $1,200.29 ↓ -72%
BCBS - Anthem Commercial|Non-MCS $1,213.48 ↓ -71%
Blue Shield CA Commercial|Exchange $1,239.86 ↓ -71%
Blue Shield CA Commercial|FFS $1,239.86 ↓ -71%
MultiPlan Commercial|All Plans $1,292.62 ↓ -69%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,654.77 $210.39 – $2,265.90
Petaluma Valley Hospital Petaluma $8,749.36 $167.70 – $276.12
Arroyo Grande Hospital Santa Maria $4,624.54 $210.39 – $1,292.62
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $210.39 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $210.39 – $5,296.20
Queen of The Valley Medical Center Napa $8,749.36 $176.69 – $276.12
Providence St Joseph Hospital Eureka Eureka $4,332.07 $160.06 – $276.12
Healdsburg Hospital Healdsburg $4,687.16 not published

All California hospitals for this procedure →