Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,791.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,610.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$210.39 with United vs $5,187.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|All Other Plans $210.39 ↓ -96%
United Commercial|Options PPO $210.39 ↓ -96%
United Commercial|HMO $210.39 ↓ -96%
United Commercial|Non-Options PPO $510.94 ↓ -91%
Kern Health System Medicaid|< 21 $1,365.00 ↓ -76%
Kern Health System Medicaid|> 21 $1,365.00 ↓ -76%
Health Net Medicaid|GemCare $1,692.60 ↓ -71%
Health Net Medicaid|Non-GemCare $1,692.60 ↓ -71%
Health Net Commercial|Community Care PPO $2,129.40 ↓ -63%
CHN Sun View Commercial|All Plans $2,184.00 ↓ -62%
Health Net Commercial|Care Product $2,402.40 ↓ -59%
Western Growers Commercial|All Plans $2,730.00 ↓ -53%
HPN Commercial|All Plans $2,784.60 ↓ -52%
Health Net Commercial|FFS $2,893.80 ↓ -50%
BCBS - Anthem Commercial|Exchange $3,767.40 ↓ -35%
Blue Shield CA Commercial|Exchange $3,767.40 ↓ -35%
First Health Commercial|All Plans $3,822.00 ↓ -34%
Cigna Commercial|All Other Plans $4,040.40 ↓ -30%
Cigna Commercial|PPO $4,040.40 ↓ -30%
Healthsmart Commercial|All Plans $4,149.60 ↓ -28%
MultiPlan Commercial|All Plans $4,368.00 ↓ -25%
Blue Shield CA Commercial|All Other Plans $4,804.80 ↓ -17%
Aetna Commercial|HMO $4,914.00 ↓ -15%
BCBS - Anthem Commercial|All Other Plans $5,187.00 ↓ -10%
Aetna Commercial|PPO $5,187.00 ↓ -10%
BCBS - Anthem Commercial|MCS $5,187.00 ↓ -10%

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield $5,728.87 $210.39 – $5,296.20
St. John's Camarillo Hospital Camarillo $1,654.77 $210.39 – $2,265.90
Petaluma Valley Hospital Petaluma $8,749.36 $167.70 – $276.12
Arroyo Grande Hospital Santa Maria $4,624.54 $210.39 – $1,292.62
French Hospital San Luis Obispo $4,235.56 $210.39 – $1,292.62
Queen of The Valley Medical Center Napa $8,749.36 $176.69 – $276.12
Providence St Joseph Hospital Eureka Eureka $4,332.07 $160.06 – $276.12
Healdsburg Hospital Healdsburg $4,687.16 not published

All California hospitals for this procedure →