Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at St. Bernardine Medical Center
2101 N Waterman Ave, San Bernardino, CA · CommonSpirit Health · · NPI 1689769911
$7,639.02
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$22,940.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$210.39 with United vs $2,384.25 with Blue Shield CA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | Commercial|All Other Plans | $210.39 | ↓ -97% |
| United | Commercial|HMO | $210.39 | ↓ -97% |
| BCBS - Anthem | Medicaid|All Plans | $331.08 | ↓ -96% |
| Redlands | Commercial|All Plans | $561.00 | ↓ -93% |
| Kaiser | Medicaid|All Plans | $561.00 | ↓ -93% |
| PrimeCare | Commercial|All Plans | $617.10 | ↓ -92% |
| PrimeCare | Medicare|All Plans | $617.10 | ↓ -92% |
| Molina | Medicaid|> 21 | $645.15 | ↓ -92% |
| Molina | Medicaid|< 21 | $645.15 | ↓ -92% |
| BCBS - Anthem | Commercial|Exchange | $841.50 | ↓ -89% |
| Kaiser | Commercial|All Plans | $841.50 | ↓ -89% |
| Blue Shield CA | Commercial|Exchange | $953.70 | ↓ -88% |
| Aetna | Commercial|Gatekeeper | $1,065.90 | ↓ -86% |
| BCBS - Anthem | Commercial|Non-MCS HMO | $1,150.05 | ↓ -85% |
| BCBS - Anthem | Commercial|MCS | $1,206.15 | ↓ -84% |
| BCBS - Anthem | Commercial|Non-MCS PPO | $1,206.15 | ↓ -84% |
| Cigna | Commercial|PPO | $1,234.20 | ↓ -84% |
| Cigna | Commercial|All Other Plans | $1,234.20 | ↓ -84% |
| Inland Empire Health Plan | Medicaid|All Plans | $1,262.25 | ↓ -83% |
| Aetna | Commercial|Non-Gatekeeper | $1,290.30 | ↓ -83% |
| Health Net | Commercial|EPPO | $1,318.35 | ↓ -83% |
| HPN | Medicare|Senior | $1,318.35 | ↓ -83% |
| HPN | Commercial|All Plans | $1,346.40 | ↓ -82% |
| HPN | Medicaid|All Plans | $1,346.40 | ↓ -82% |
| Blue Shield CA | Commercial|All Other Plans | $1,458.60 | ↓ -81% |
| Health Net | Commercial|Care Product | $1,486.65 | ↓ -81% |
| Health Net | Commercial|All Other Plans | $1,626.90 | ↓ -79% |
| First Health | Commercial|All Plans | $1,851.30 | ↓ -76% |
| MultiPlan | Commercial|All Plans | $2,244.00 | ↓ -71% |
| Healthsmart | Commercial|All Plans | $2,300.10 | ↓ -70% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,384.25 | ↓ -69% |
Visitor-reported prices
Comments
Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Community Hospital San Bernardino | San Bernardino | $8,969.54 | $210.39 – $2,805.00 |
| St. John's Camarillo Hospital | Camarillo | $1,654.77 | $210.39 – $2,265.90 |
| Petaluma Valley Hospital | Petaluma | $8,749.36 | $167.70 – $276.12 |
| Arroyo Grande Hospital | Santa Maria | $4,624.54 | $210.39 – $1,292.62 |
| French Hospital | San Luis Obispo | $4,235.56 | $210.39 – $1,292.62 |
| Mercy Hospitals – Bakersfield | Bakersfield | $5,791.31 | $210.39 – $4,914.00 |
| Bakersfield Memorial Hospital | Bakersfield | $5,728.87 | $210.39 – $5,296.20 |
| Queen of The Valley Medical Center | Napa | $8,749.36 | $176.69 – $276.12 |