Kit ipg optimizer smart at Community Hospital San Bernardino
1805 Medical Center Dr, San Bernardino, CA · CommonSpirit Health · · NPI 1235290818
$51,121.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$130,745.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24,960.60 with PrimeCare vs $118,860.00 with SBMG — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| PrimeCare | Medicare|All Plans | $24,960.60 | ↓ -51% |
| PrimeCare | Commercial|All Plans | $26,149.20 | ↓ -49% |
| Molina | Medicaid|All Plans | $27,337.80 | ↓ -47% |
| BCBS - Anthem | Medicaid|All Plans | $29,715.00 | ↓ -42% |
| Care 1st | Medicaid|All Plans | $32,092.20 | ↓ -37% |
| Blue Shield CA | Commercial|Exchange | $35,658.00 | ↓ -30% |
| Blue Shield CA | Commercial|All Other Plans | $35,658.00 | ↓ -30% |
| Aetna | Commercial|Gatekeeper | $42,789.60 | ↓ -16% |
| BCBS - Anthem | Commercial|MCS | $48,732.60 | ↓ -5% |
| BCBS - Anthem | Commercial|All Other Plans | $48,732.60 | ↓ -5% |
| Health Net | Commercial|EPPO | $49,921.20 | ↓ -2% |
| Aetna | Commercial|Non-Gatekeeper | $51,109.80 | ↓ -0% |
| HPN | Medicare|Senior | $52,298.40 | ↑ +2% |
| Cigna | Commercial|All Other Plans | $52,298.40 | ↑ +2% |
| Cigna | Commercial|PPO | $52,298.40 | ↑ +2% |
| Inland Empire Health Plan | Medicaid|All Plans | $53,487.00 | ↑ +5% |
| HPN | Commercial|All Plans | $53,487.00 | ↑ +5% |
| Health Net | Commercial|Care Product | $57,052.80 | ↑ +12% |
| HPN | Medicaid|All Plans | $57,052.80 | ↑ +12% |
| Health Net | Commercial|All Other Plans | $59,430.00 | ↑ +16% |
| United | Commercial|All Other Plans | $60,618.60 | ↑ +19% |
| United | Commercial|HMO | $65,373.00 | ↑ +28% |
| Magellan | Commercial|All Plans | $71,316.00 | ↑ +40% |
| Kaiser | Commercial|All Plans | $73,693.20 | ↑ +44% |
| First Health | Commercial|All Plans | $83,202.00 | ↑ +63% |
| Blue Shield CA | Medicare|BlueShield Promise | $89,145.00 | ↑ +74% |
| MultiPlan | Commercial|All Plans | $95,088.00 | ↑ +86% |
| Redlands | Commercial|All Plans | $118,860.00 | ↑ +133% |
| SBMG | Commercial|All Plans | $118,860.00 | ↑ +133% |
Visitor-reported prices
Comments
Kit ipg optimizer smart at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Bernardine Medical Center | San Bernardino | $43,538.09 | $23,772.00 – $97,465.20 |
| St. John's Camarillo Hospital | Camarillo | $49,197.04 | $26,957.28 – $87,611.16 |
| Petaluma Valley Hospital | Petaluma | $79,825.20 | not published |
| Arroyo Grande Hospital | Santa Maria | $43,704.80 | $23,486.22 – $100,071.72 |
| French Hospital | San Luis Obispo | $40,028.69 | $19,401.66 – $100,071.72 |
| Mercy Hospitals – Bakersfield | Bakersfield | $46,302.66 | $31,201.25 – $112,324.50 |
| Bakersfield Memorial Hospital | Bakersfield | $45,803.44 | $28,365.00 – $110,056.20 |
| Queen of The Valley Medical Center | Napa | $79,825.20 | not published |