Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at Mercy General Hospital

4001 J St., Sacramento, CA · CommonSpirit Health · · NPI 1487694857

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,958.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,570.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.14 with Hill Physicians vs $7,623.75 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $136.14 ↓ -95%
United Commercial|All Other Plans $210.39 ↓ -93%
United Commercial|HMO $210.39 ↓ -93%
Cigna Commercial|LocalPlus $298.73 ↓ -90%
Cigna Commercial|All Other Plans $398.39 ↓ -87%
BCBS - Anthem Medicaid|All Plans $419.37 ↓ -86%
United Commercial|Non-Options PPO $510.94 ↓ -83%
Kaiser Commercial|All Plans $1,845.75 ↓ -38%
Kaiser Medicaid|All Plans $1,845.75 ↓ -38%
Kaiser Medicare|All Plans $1,845.75 ↓ -38%
Partnership Health Plan Medicaid|All Plans $2,006.25 ↓ -32%
Molina Medicaid|All Plans $2,086.50 ↓ -29%
Health Net Medicaid|All Plans $2,247.00 ↓ -24%
California Health & Wellness Medicaid|All Plans $2,247.00 ↓ -24%
Health Net Commercial|EPPO $2,889.00 ↓ -2%
Western Health Advantage Commercial|All Plans $5,216.25 ↑ +76%
Health Net Commercial|FFS $5,296.50 ↑ +79%
Healthsmart Commercial|All Plans $5,778.00 ↑ +95%
First Health Commercial|All Plans $6,018.75 ↑ +103%
BCBS - Anthem Commercial|Connection EPO $6,099.00 ↑ +106%
Blue Shield CA Commercial|ACO Trio CalPers $6,339.75 ↑ +114%
Sutter Health Commercial|All Plans $6,420.00 ↑ +117%
MultiPlan Commercial|All Plans $6,420.00 ↑ +117%
Blue Shield CA Commercial|Exchange $6,500.25 ↑ +120%
Aetna Commercial|All Other Plans $7,142.25 ↑ +141%
Aetna Commercial|HMO $7,142.25 ↑ +141%
Aetna Commercial|PPO $7,142.25 ↑ +141%
Blue Shield CA Commercial|All Other Plans $7,222.50 ↑ +144%
Blue Shield CA Commercial|HMO $7,222.50 ↑ +144%
Blue Shield CA Commercial|CalPers $7,302.75 ↑ +147%
BCBS - Anthem Commercial|MCS $7,623.75 ↑ +158%
BCBS - Anthem Commercial|All Other Plans $7,623.75 ↑ +158%

Visitor-reported prices

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Allograft umbil cord+amniotic membrane-q4148-cost per sq cm at other California hospitals

Hospital City Cash price Negotiated range
Methodist Hospital of Sacramento Sacramento $3,908.16 $136.14 – $7,222.50
St. John's Camarillo Hospital Camarillo $1,654.77 $210.39 – $2,265.90
Petaluma Valley Hospital Petaluma $8,749.36 $167.70 – $276.12
Arroyo Grande Hospital Santa Maria $4,624.54 $210.39 – $1,292.62
French Hospital San Luis Obispo $4,235.56 $210.39 – $1,292.62
Mercy Hospitals – Bakersfield Bakersfield $5,791.31 $210.39 – $4,914.00
Bakersfield Memorial Hospital Bakersfield $5,728.87 $210.39 – $5,296.20
Queen of The Valley Medical Center Napa $8,749.36 $176.69 – $276.12

All California hospitals for this procedure →