Kit ipg optimizer smart at Northridge Hospital Medical Center

18300 Roscoe Blvd, Northridge, CA · CommonSpirit Health · · NPI 1417089350

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$40,855.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146,435.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23,813.00 with BCBS - Anthem vs $146,435.00 with US Behavioral Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|Vivity $23,813.00 ↓ -42%
Healthcare Partners Medicare|All Plans $29,287.00 ↓ -28%
Molina Medicaid|< 21 $33,680.05 ↓ -18%
Molina Medicaid|> 21 $33,680.05 ↓ -18%
BCBS - Anthem Medicaid|> 21 $36,608.75 ↓ -10%
DHR Medicaid|> 21 $36,608.75 ↓ -10%
DHR Medicaid|< 21 $36,608.75 ↓ -10%
BCBS - Anthem Medicaid|< 21 $36,608.75 ↓ -10%
Healthcare Partners Commercial|All Plans $39,537.45 ↓ -3%
Blue Shield CA Medicaid|All Plans $39,537.45 ↓ -3%
HCLA Medicaid|Preferred IPA > 21 $43,930.50 ↑ +8%
HCLA Medicaid|Preferred IPA < 21 $43,930.50 ↑ +8%
Health Net Commercial|EPPO $45,394.85 ↑ +11%
Health Net Commercial|Care Product $54,180.95 ↑ +33%
Cigna Commercial|All Other Plans $55,645.30 ↑ +36%
Cigna Commercial|PPO $55,645.30 ↑ +36%
Health Net Commercial|All Other Plans $61,502.70 ↑ +51%
United Commercial|HMO $67,360.10 ↑ +65%
Kaiser Commercial|All Plans $71,753.15 ↑ +76%
United Commercial|All Other Plans $93,718.40 ↑ +129%
Blue Shield CA Medicare|BlueShield Promise $95,182.75 ↑ +133%
Blue Shield CA Commercial|Exchange $117,148.00 ↑ +187%
MultiPlan Commercial|All Plans $117,148.00 ↑ +187%
BCBS - Anthem Commercial|All Other Plans $124,469.75 ↑ +205%
BCBS - Anthem Commercial|MCS $124,469.75 ↑ +205%
Aetna Commercial|HMO $125,934.10 ↑ +208%
Aetna Commercial|PPO $125,934.10 ↑ +208%
Aetna Commercial|All Other Plans $125,934.10 ↑ +208%
Healthsmart Commercial|All Plans $127,398.45 ↑ +212%
Blue Shield CA Commercial|All Other Plans $130,327.15 ↑ +219%
US Behavioral Health Commercial|All Plans $146,435.00 ↑ +258%

Visitor-reported prices

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Kit ipg optimizer smart at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $49,197.04 $26,957.28 – $87,611.16
Petaluma Valley Hospital Petaluma $79,825.20 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $23,486.22 – $100,071.72
French Hospital San Luis Obispo $40,028.69 $19,401.66 – $100,071.72
Mercy Hospitals – Bakersfield Bakersfield $46,302.66 $31,201.25 – $112,324.50
Bakersfield Memorial Hospital Bakersfield $45,803.44 $28,365.00 – $110,056.20
Queen of The Valley Medical Center Napa $79,825.20 not published
Providence St Joseph Hospital Eureka Eureka $29,702.40 not published

All California hospitals for this procedure →